Somerset County and North Plainfield Borough property record for 166 Harding Ave, Plainfield, NJ 07063
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1954 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,995 (2025) |
| Deeds & Mortgages | Feb 2023 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-00194-0000-00041 |
| Primary APN | 14-00194-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 166 HARDING AVE |
| City | PLAINFIELD |
| State | NJ |
| Zip | 07063-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GREENBROOK SUB |
| Legal Block | 194 |
| Legal Lot Number | 41 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | NORTH PLAINFIELD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 51900 |
Source: Somerset County and North Plainfield Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 166 HARDING AVE, PLAINFIELD, NJ 07063-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 166 HARDING AVE, PLAINFIELD, NJ 07063-1660 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 166 HARDING AVE, NORTH PLAINFIELD, NJ 07063-1660 |
| Document Number | 0000005063 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 7494/2935 |
| Instrument | 2023005063 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 823 Months |
| Due | Sep 13, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.3% |
Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | North Plainfield Borough |
| Unified School District | North Plainfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $80,000 Building $140,000 | $220,000 (-) Land $80,000 Building $140,000 | |
| 2025 | $9,995.00 (+4.26%) | $220,000 (-) Land $80,000 Building $140,000 | $220,000 (-) Land $80,000 Building $140,000 |
| 2024 | $9,587.00 (+6.78%) | ||
| 2023 | $220,000 Land $80,000 Building $140,000 | $220,000 Land $80,000 Building $140,000 | |
| 2022 | $8,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 218 (1979–2025) |
| Claims Outside the SFHA | 14 of 218 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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