166 Hackberry Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 166 Hackberry Dr, Stephens City, VA 22655

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,120 sqft · built 1988
Lot Size0.217 acres (1,966 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Dec 2019)
Tax Bill$1,113 (2026)
Deeds & MortgagesSep 2026 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75H2-4

Property Details

APN / Parcel Number

Primary APN75H2-4
Alternative APN
  • 8030210

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area1,904 sqft
1st Floor Area560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2012
Architectural StyleTownhouse
Exterior MaterialVinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,966 sqft (0.217 acres)
TerrainRolling
Deck Area144 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8030210
Street Address166 HACKBERRY DR
CitySTEPHENS CITY
StateVA
Zip22655-2103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRP
Legal DescriptionLAKEMONT VILLAGE LOT 4
Legal SubdivisionLAKEMONT VILLAGE
Legal Lot Number4
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2011
Census Tract50807

Owner

Source: Frederick County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address166 HACKBERRY DR, STEPHENS CITY, VA 22655-2103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · FHA Mortgage
GOODLEAP LLC
Dec 27, 2019Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleDec 19, 2016 · Amount on Record
Deed Document Number201914142
Prior Transfer DateAug 6, 2015
Prior Transfer Doc0000008885
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateSep 22, 2026
Property Address166 HACKBERRY DR, STEPHENS CITY, VA 22655-2103
Document Number0000010042
Instrument DateSep 14, 2026
Instrument202610042
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 HACKBERRY DR, STEPHENS CITY, VA 22655-2103

Mortgage

Document Number0000010042,
DateSep 22, 2026
Instrument202610042
Lender
NameGOODLEAP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate5.88%
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateDec 27, 2019
Property Address166 HACKBERRY DR, STEPHENS CITY, VA 22655-2103
Document Number0000014142
Instrument DateSep 5, 2019
Instrument190014142
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 HACKBERRY DR, STEPHENS CITY, VA 22655-2103

Mortgage

Document Number0000014143
DateDec 27, 2019
Instrument190014143
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number0000014144
DateDec 27, 2019
Instrument190014144
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,113.00 (+10.42%)$210,000 Land $68,000 Building $142,000$210,000 Land $68,000 Building $142,000
2025$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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