166 Gulf Rd, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 166 Gulf Rd, Northfield, MA 01360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,348 sqft · built 1989
Lot Size	10.9 acres (478,507 sqft)
Owner	2 Individual Names on File
Last Sale	$598,000 (Sep 2025)
Tax Bill	$6,142 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2024 Sale & Construction Loan
APN	`NFLD M:033 B:0A1.2 L:1`

Property Details

APN / Parcel Number

Primary APN	`NFLD M:033 B:0A1.2 L:1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,484 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	478,507 sqft (10.9 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	166 GULF RD
City	NORTHFIELD
State	MA
Zip	01360-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAF
Legal Block	A1.2
Legal Lot Number	1
Jurisdiction	NORTHFIELD MA
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2072
Census Tract	40300

Owner

166 Gulf Rd is owned by two individuals who bought it in September 2025.

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5390 W PIUTE DR, BEVERLY HILLS, FL 34465-4832
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GREENFIELD COOPERATIVE BANK
Dec 13, 2024	Fiduciary Deed, Transfer · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Dec 13, 2024 · Amount on File
Deed Book / Page	8531 / 111
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Sep 5, 2025
Property Address	166 GULF RD, NORTHFIELD, MA 01360-9690
Document Number	008531-111
Book / Page	8531 / 111
Instrument Date	Sep 5, 2025
Instrument	7988
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5390 W PIUTE DR, BEVERLY HILLS, FL 34465-4832

Mortgage

Document Number	0000007989
Date	Sep 5, 2025
Instrument	7989

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2035
Index	1-Year CMT
Margin	3

December 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Dec 13, 2024
Property Address	166 GULF RD, NORTHFIELD, MA 01360-9690
Document Number	008414-141
Book / Page	8414 / 141
Instrument Date	Dec 12, 2024
Instrument	11484
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 W CHESTNUT HILL RD, MONTAGUE, MA 01351-9586
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011485
Date	Dec 13, 2024
Instrument	11485

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 166 Gulf Rd was $6,142, up 5% from the year before.

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Northfield Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,142.00 (+5.03%)	$443,800 (+3.07%) Land $73,000 Building $370,800	$542,194
2024	$5,848.00 (+10.74%)	$430,600 (+10.72%) Land $68,300 Building $362,300
2023	$5,281.00	$388,900 Land $67,700 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 166 Gulf Rd; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Gulf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gulf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures