166 Gray Ln, Allons, TN 38541 Property Records

Overton County property record for 166 Gray Ln, Allons, TN 38541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,118 sqft · built 1977
Lot Size	0.983 acres (42,827 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2026)
Tax Bill	$642 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`067027 03005`

Property Details

APN / Parcel Number

Primary APN	`067027 03005`
Alternative APN	`027 03005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,827 sqft (0.983 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	166 GRAY LN
City	ALLONS
State	TN
Zip	38541-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: R01
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1066
Census Tract	950200

Owner

Source: Overton County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 GRAY LN, ALLONS, TN 38541-6949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 5, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 2, 2026	Warranty Deed, Transfer
Dec 2, 2019	Warranty Deed, Transfer MORTGAGE INVTRS
Aug 14, 2018	Warranty Deed, Transfer · Conventional with PMI UNION BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	202694233
Deed Book / Page	348 / 411
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Recording Date	Aug 7, 2026
Property Address	166 GRAY LN, ALLONS, TN 38541-6949
Document Number	0000097328
Book / Page	361 / 921
Instrument Date	Aug 5, 2026
Instrument	202697328
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAKE SHORE LN, GROSSE POINTE SHORES, MI 48236-2463

Mortgage

Document Number	0000097328,
Date	Aug 7, 2026
Book Page	361/921
Instrument	202697328

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2031

Interest

Rate	6.49%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	166 GRAY LN, ALLONS, TN 38541-6949
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 GRAY LN, ALLONS, TN 38541-6949

Mortgage

Document Number	0003220051
Date	Dec 5, 2024
Book Page	322/51
Instrument	88032

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Feb 2, 2026
Property Address	166 GRAY LN, ALLONS, TN 38541-6949
Document Number	0003480411
Book / Page	348 / 411
Instrument Date	Dec 15, 2025
Instrument	94233
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 GRAY LN, ALLONS, TN 38541-6949

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Dec 2, 2019
Property Address	166 GRAY LN, ALLONS, TN 38541-6949
Document Number	0002160063
Book / Page	000216 / 000063
Instrument Date	Nov 25, 2019
Instrument	61640
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 GRAY LN ALLONS TN 385416949, ALLONS, TN 38541-6949

Mortgage

Document Number	2160065
Date	Dec 2, 2019
Book Page	000216/000065
Instrument	61641

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Aug 14, 2018
Property Address	166 GRAY LN, ALLONS, TN 38541-6949
Document Number	0001950522
Book / Page	000195 / 000522
Instrument Date	Aug 4, 2018
Instrument	56272
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	110 HAMMOCK LN ALLONS TN 385416932, ALLONS, TN 38541-6932

Mortgage

Document Number	1950524
Date	Aug 14, 2018
Book Page	000195/000524
Instrument	56273

Lender

Name	UNION BK&TR
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2038

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$642.00 (+19.78%)	$48,025 (+101.15%) Land $2,875 Building $45,150	$192,100 (+101.15%) Land $11,500 Building $180,600
2024	$536.00 (+14.04%)	$23,875 (-) Land $2,125 Building $21,750
2023	$470.00	$23,875 (-) Land $2,125 Building $21,750
2022	$470.00	$23,875 Land $2,125 Building $21,750	$95,500 (-) Land $8,500 Building $87,000
2020			$95,500 Land $8,500 Building $87,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OVERTON UTILITY DISTRICT serves 4,729 people · EPA ID TN0000013
Water Source	Purchased surface water from LIVINGSTON WATER DEPARTMENT
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000

May also be available: T-Mobile USA.

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