166 Evergreen Dr, Spencer, VA 24165 Property Records

Henry County property record for 166 Evergreen Dr, Spencer, VA 24165

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1989
Lot Size	0.871 acres (37,984 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2020)
Tax Bill	$718 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121780038`

Property Details

APN / Parcel Number

Primary APN	`121780038`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1989
Lot Area	37,984 sqft (0.871 acres)

Location & Zoning

Street Address	166 EVERGREEN DR
City	SPENCER
State	VA
Zip	24165-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	A P KELLAM ST RT 759 LOTS 10,11,12 .872 AC
Legal Lot Number	10-12 11
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1039
Census Tract	10900

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	166 EVERGREEN DR, SPENCER, VA 24165-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Apr 30, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	200001423
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	166 EVERGREEN DR, SPENCER, VA 24165-3003
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210001622
Date	Apr 13, 2021
Instrument	210001622

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.49%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Apr 30, 2020
Property Address	166 EVERGREEN DR, SPENCER, VA 24165-3003
Document Number	200001423
Instrument Date	Apr 28, 2020
Instrument	200001423
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	APPALACHIAN TITLE COMPANY LLC, APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001424
Date	Apr 30, 2020
Instrument	200001424

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00	$129,500 (-) Land $14,400 Building $115,100
2023	$718.00	$129,500 Land $14,400 Building $115,100	$129,500 (-) Land $14,400 Building $115,100
2021			$129,500 Land $14,400 Building $115,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Evergreen Dr

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