Black Hawk County property record for 166 Elmridge Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,449 sqft · built 1954 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-454-009 |
| Primary APN | 8913-34-454-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Basement Area | 1,046 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 166 ELMRIDGE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENYONS ADDITION LOT 54 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | KENYONS ADDITION |
| Legal Lot Number | 54 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 1400 |
166 Elmridge Rd is owned and occupied by an individual who acquired it in May 2023.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 ELMRIDGE RD, WATERLOO, IA 50701-4204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 0000016066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 1, 2023 |
| Property Address | 166 ELMRIDGE RD, WATERLOO, IA 50701-4204 |
| Document Number | 202300016066 |
| Instrument Date | May 31, 2023 |
| Instrument | 202300016066 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 ELMRIDGE RD, WATERLOO, IA 50701-4204 |
The 2025 property tax bill for 166 Elmridge Rd was $3,700 with a homeowner's exemption, up 11.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700.00 (+11.71%) Homeowner's exemption | $206,780 Land $30,600 Building $176,180 | $206,780 Land $30,600 Building $176,180 |
| 2024 | $3,312.00 | ||
| 2023 | $176,640 (+10.25%) Land $30,600 Building $146,040 | $176,640 Land $30,600 Building $146,040 | |
| 2022 | $3,324.00 Homeowner's exemption | $160,220 Land $30,600 Building $129,620 | |
| 2021 | $160,220 Land $30,600 Building $129,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Elmridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 166 Elmridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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