166 Edgewater Ct, Montgomery, IL 60538 Property Records

Kendall County property record for 166 Edgewater Ct, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,904 sqft · built 1987
Lot Size0.236 acres (10,281 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Oct 2003)
Tax Bill$8,652 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-04-203-015

Property Details

APN / Parcel Number

Primary APN03-04-203-015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
Gross Area3,413 sqft
1st Floor Area1,904 sqft
Basement Area1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,281 sqft (0.236 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address166 EDGEWATER CT
CityMONTGOMERY
StateIL
Zip60538-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 SEASONS RIDGE UNIT 1 VILLAGE OF MONTGOMERY
Legal SubdivisionSEASONS RIDGE
Legal Lot Number39
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1032
Census Tract890201

Owner

166 Edgewater Ct is owned and occupied by two individuals who acquired it in December 2004.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address166 EDGEWATER CT, MONTGOMERY, IL 60538-3004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2003 · Amount on File
Deed SaleOct 28, 2003 · Amount on File
Prior SaleJul 12, 2000 · Amount on File
Deed Document Number200338742
Last Transfer DateDec 20, 2004
Transfer Doc0000000672
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address166 EDGEWATER CT, MONTGOMERY, IL 60538-3004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018700
DateNov 28, 2017
Instrument201700018700
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2032

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityMontgomery Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$113,902 Land $27,087 Building $86,815$341,706 Land $81,261 Building $260,445
2024$8,652.00
2022$91,399 Land $21,736 Building $69,663$274,197 Land $65,208 Building $208,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Edgewater Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 166 Edgewater Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL
100 / 20

May also be available: Verizon.

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