166 E Washington St, Ionia, MI 48846 Property Records

Ionia County property record for 166 E Washington St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,667 sqft · built 1900
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Dec 2005)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20312000011500`

Property Details

APN / Parcel Number

Primary APN	`20312000011500`
Alternative APN	`34-203-120-000-115-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,667 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	1,460 sqft
Unfinished Basement	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Area	180 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	166 E WASHINGTON ST
City	IONIA
State	MI
Zip	48846-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF IONIA KIDD & RICH ADDITION LOT 29 EXC N 32FT & E 4FT LOT 28 EXC N 32FT
Legal Subdivision	CITY OF IONIA KIDD & RICH ADD
Legal Lot Number	28-29
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	2
Census Block	2014
Census Tract	31700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ionia Historic District listed 1984 · 188 contributing resources · NRIS 84001443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 E WASHINGTON ST, IONIA, MI 48846-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2005 · Amount on Record
Deed Sale	Dec 5, 2005 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Book / Page	593 / 4906
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	591/09455
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	166 E WASHINGTON ST, IONIA, MI 48846-1626
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000648/0000009515
Date	Jan 18, 2018
Book Page	0000000648/0000009515

Lender

Name	COMMERCIAL BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,900 (+20.38%) Land $11,500 Building $108,400	$239,800 (+20.38%) Land $23,000 Building $216,800
2025	$2,861.00 (+2.99%) Homeowner's exemption	$99,600 (+19%) Land $10,800 Building $88,800	$199,200 (+19%) Land $21,600 Building $177,600
2024	$2,778.00
2023		$83,700 Land $8,000 Building $75,700	$167,400 Land $16,000 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

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