166 E Congress St, Caro, MI 48723 Property Records

Tuscola County property record for 166 E Congress St, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$17,644 (May 2009)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-003-300-8200-00`

Property Details

APN / Parcel Number

Primary APN	`050-003-300-8200-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	902 sqft Building Perimeter
1st Floor Area	702 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Lot Area	13,068 sqft (0.3 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 E CONGRESS ST
City	CARO
State	MI
Zip	48723-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-3082-000 SEC 03 T12N R9E COM AT A PT ON SWLY SIDE OF CONGRESS ST 24 RDS SE OF E COR OF BLK 3, GAMBLES ADD, TH CONTN SELY
Legal Range	09E
Legal Township	12N
Legal Section	03
Legal Subdivision	GAMBLES ADD
Legal Block	3
Jurisdiction	TUSCOLA MI
Township / Civil Division	CARO
Census Block Group	4
Census Block	4012
Census Tract	600

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 E CONGRESS ST, CARO, MI 48723-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Oct 27, 2025	Quit Claim Deed, Transfer Quitclaim
May 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2009 · Amount on Record
Deed Sale	May 20, 2009 · Amount on Record
Deed Document Number	2009919929
Deed Book / Page	1175 / 543
Last Transfer Date	Oct 24, 2025
Transfer Doc	01584/1338
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	166 E CONGRESS ST, CARO, MI 48723-1814
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 E CONGRESS ST, CARO, MI 48723-1814

Mortgage

Document Number	01592/1342
Date	Feb 23, 2026
Book Page	1592/1342

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	580 N MAIN ST, FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Oct 27, 2025
Property Address	166 E CONGRESS ST, CARO, MI 48723-1814
Document Number	01584/1338
Book / Page	1584 / 1338
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 E CONGRESS ST, CARO, MI 48723-1814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 E CONGRESS ST, CARO, MI 48723-1814

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	May 24, 2017
Property Address	166 E CONGRESS ST, CARO, MI 48723-1814
Document Number	0001010839
Book / Page	001374 / 001117
Instrument Date	May 24, 2017
Instrument	1010839
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	166 E CONGRESS ST CARO MI 487231814, CARO, MI 48723-1814

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Caro City
County	Tuscola County
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,200 (+13.81%)	$82,400 (+13.81%)
2025	$1,535.00 (+3.44%)	$36,200 (+10.7%)	$72,400 (+10.7%)
2024	$1,484.00 (+14.86%)
2023		$32,700	$65,400
2020	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARO serves 5,029 people · EPA ID MI0001130
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage, AVS Broadband.

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