166 Derby Ave, Derby, CT 06418 Property Records

Derby City property record for 166 Derby Ave, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,628 sqft · built 1869
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Dec 2002)
Tax Bill	$7,669 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:7 B:8 L:10`

Property Details

APN / Parcel Number

Primary APN	`DERB M:7 B:8 L:10`
Alternative APNs	`002662` `8477` `2662`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2662
Street Address	166 DERBY AVE
City	DERBY
State	CT
Zip	06418-2010
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	8
Legal Lot Number	10
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4000
Census Tract	120100

Owner

166 Derby Ave, a duplex, is owned and occupied by an individual who bought it in December 2002.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	166 DERBY AVE, DERBY, CT 06418-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2002 · Amount on File
Deed Sale	Dec 23, 2002 · Amount on File
Deed Book / Page	320 / 888
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	166 DERBY AVE, DERBY, CT 06418-2010
Transaction Type	Mortgage
Record Updated	Nov 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000860-332
Date	Sep 21, 2021
Book Page	860/332
Instrument	1850

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 166 Derby Ave was $7,669, up 46.6% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,669.00 (+46.58%)	$199,500 (+64.74%) Land $42,070 Building $157,430	$337,960 (+298.68%)
2025	$5,232.00	$121,100 Land $35,900 Building $85,200	$84,770 Land $25,130 Building $59,640
2024	$5,232.00 (+11.94%)
2023	$4,674.00	$121,100 (-) Land $35,910 Building $85,190
2022	$4,674.00	$121,100 Land $35,910 Building $85,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Derby Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Derby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20