Washington County property record for 166 Cumberland St, Clear Spring, MD 21722 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1890 |
| Square Footage | 2,992 sqft Total Area |
| Lot Size | 5,544 sqft (0.127 acres) |
| Last Sale | $256,500 (2022) |
| Tax Bill | $1,621.00 (2025) |
Source: Washington County records · APN 04-008545
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2428 NEVADA ST, BELLINGHAM, WA 98229-4626 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Deed of Trust, Mortgage | |
| Jul 07, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 03, 2010 | Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Deed Book / Page | 7033 / 148 |
| Prior Transfer Date | Jun 25, 2020 |
| Prior Transfer Doc | 0062980030 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 10, 2022 |
| Property Address | 166 CUMBERLAND ST, CLEAR SPRING, MD 21722-1973 |
| Document Number | 0070330148 |
| Book / Page | 7033 / 148 |
| Instrument Date | May 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2428 NEVADA ST, BELLINGHAM, WA 98229-4626 |
| Document Number | 0070330154 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 7033-0154 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 166 CUMBERLAND ST, CLEAR SPRING, MD 21722-1973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 07, 2020 |
| Property Address | 166 CUMBERLAND ST, CLEAR SPRING, MD 21722-1973 |
| Document Number | 0062980030 |
| Book / Page | 006298 / 000030 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 CUMBERLAND ST BIG SPRING MD 217221973, BIG SPRING, MD 21722-1973 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 166 CUMBERLAND ST, CLEAR SPRING, MD 21722-1973 |
| Document Number | 0057350235 |
| Instrument Date | Aug 03, 2010 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | PATRIOT TITLE |
| Name | Verified Name |
|---|---|
| Address | 166 CUMBERLAND ST CLEAR SPRING MD 217221973, CLEAR SPRING, MD 21722-1973 |
| Document Number | 0057350235 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 005735/000235 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, WA 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 852 Months |
| Due | Apr 24, 2089 |
| Rate Type | Fixed Rate |
|---|
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,800 (+8.38%) Land $38,000 Building $154,800 | $192,800 (-) Land $38,000 Building $154,800 | |
| 2025 | $1,621.00 (+9.23%) | $177,900 (+20.12%) | $192,800 (+30.18%) Land $38,000 Building $154,800 |
| 2024 | $1,484.00 (+9.52%) | ||
| 2023 | $1,355.00 | $148,100 Land $38,000 Building $110,100 | $148,100 Land $38,000 Building $110,100 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-008545 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,992 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Material | Metal Roof |
| Lot Area | 5,544 sqft (0.127 acres) |
| Depth X Width | 198 ft x 28 ft Depth x Width |
| Porch Area | 328 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 008545 |
|---|---|
| Street Address | 166 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1973 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | W/PT LOT 18 28X198 166 CUMBERLAND ST |
| Legal Lot Number | 18 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 4, CLEAR SPRING |
| Census Blockgroup | 1 |
| Census Block | 1049 |
| Census Tract | 10600 |
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