166 Crane Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 166 Crane Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,273 sqft · built 1980
Lot Size	12.2 acres (534,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2015)
Tax Bill	$20,237 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 54.14-1-36`

Property Details

APN / Parcel Number

Primary APN	`372000 54.14-1-36`
Alternative APNs	`200005401400010360000000` `023300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,273 sqft Living Area
1st Floor Area	1,709 sqft
2nd Floor Area	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	534,917 sqft (12.2 acres)
Lot Width	300 ft Width
View / Lot	Waterfront
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,020 sqft
Canopy	368 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	023300
Street Address	166 CRANE RD
City	CARMEL
State	NY
Zip	10512-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	36.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1000
Census Tract	11400

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 CRANE RD, CARMEL, NY 10512-4070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Deed Document Number	20152532
Deed Book / Page	1994 / 414
Prior Transfer Date	Aug 6, 2007
Prior Transfer Doc	0017830357
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	166 CRANE RD, CARMEL, NY 10512-4070
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CRANE RD, CARMEL, NY 10512-4070

Mortgage

Document Number	0078500330
Date	Feb 5, 2024
Book Page	7850/330
Instrument	699-2024

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2044

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	166 CRANE RD, CARMEL, NY 10512-4070
Document Number	0070830322
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 CRANE RD CARMEL NY 105124070, CARMEL, NY 10512-4070

Mortgage

Document Number	0070830322
Date	May 26, 2020
Book Page	007083/000322
Instrument	3947

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$800,300 (+7.01%) Land $170,700 Building $629,600	$800,300 (+7.01%) Land $170,700 Building $629,600
2024	$20,237.00 (+290.45%)	$747,900 (+5%) Land $170,700 Building $577,200	$747,900 (+5%) Land $170,700 Building $577,200
2023		$712,300 (+11%) Land $155,200 Building $557,100	$712,300 (+11%) Land $155,200 Building $557,100
2022		$641,700 Land $155,200 Building $486,500	$641,700 Land $155,200 Building $486,500
2020	$5,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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