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166 Cottonpatch Way, El Cajon, CA 92020 Property Records

San Diego County property record for 166 Cottonpatch Way, El Cajon, CA 92020 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1971
Square Footage2,462 sqft Living Area
Lot Size9,900 sqft (0.227 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2019)
Tax Bill$10,103.00 (2025)

Property Details

APN / Parcel Number

Primary APN486-520-26-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,462 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area9,900 sqft (0.227 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address166 COTTONPATCH WAY
CityEL CAJON
StateCA
Zip92020-2912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 (EX DOC129378REC70)DOC187518REC69 IN TR 002367
Legal SubdivisionEL CAJON HEIGHTS
Legal Tract002367
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2007
Census Tract16000

Owner

Source: San Diego County records · APN 486-520-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Line of Credit
CALIFORNIA FCU
Dec 18, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 07, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
FRONTWAVE CU
Dec 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CMG MORTGAGE INC
Sep 09, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2019Grant Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Doc Number2019277712
Prior Transfer DateAug 07, 2001
Prior Transfer Doc0000615453
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000027700
DateFeb 02, 2026
Instrument2026-0027700
Lender
NameCALIFORNIA FCU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Transaction TypeMortgage
Record UpdatedDec 28, 2023
Title CompanyPACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000346736
DateDec 18, 2023
Instrument2023-0346736
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Transaction TypeMortgage
Record UpdatedSep 16, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000355474
DateSep 07, 2022
Instrument2022-0355474
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000842184
DateDec 29, 2020
Instrument2020-0842184
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000638469
DateSep 09, 2021
Instrument2021-0638469
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 12, 2019
Property Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912
Document Number0000277712
Map ReferenceMAP 2367
Instrument DateMay 23, 2019
Instrument2019-0277712
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address166 COTTONPATCH WAY, EL CAJON, CA 92020-2912

Mortgage

Document Number0000277713
DateJul 12, 2019
Instrument2019-0277713
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$792,013 (+2%) Land $390,429 Building $401,584
2025$10,103.00 (+6.21%)$776,484 (+4.04%) Land $382,774 Building $393,710
2023$9,512.00 (+1.21%)$746,334 Land $367,911 Building $378,423
2022$9,398.00

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