Walton County property record for 166 Coopersmith Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 4,451 sqft · built 2016 |
| Lot Size | 0.272 acres (11,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,825,000 (Dec 2021) |
| Tax Bill | $42,676 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-3S-18-16011-000-0150 |
| Primary APN | 20-3S-18-16011-000-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 3 Stories |
| Building Area | 4,451 sqft Living Area |
| Gross Area | 6,622 sqft |
| Flooring | Steel Beam |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 11,882 sqft (0.272 acres) |
| Garage Type | Mixed |
| Garage Area | 210 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 1,365 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1036513 |
|---|---|
| Street Address | 166 COOPERSMITH LN |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 WATERSOUND BEACH PH 2 PB 15-50A-D OR 2512-1951 OR 2531-1562 OR 2639-1172 OR 2909-4128 OR 3229-4994 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | WATERSOUND BEACH PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950611 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 3710, AUBURN, AL 36831-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 20210062224 |
| Deed Book / Page | 3229 / 4994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 166 COOPERSMITH LN, INLET BEACH, FL 32461-8523 |
| Document Number | 0032294994 |
| Book / Page | 3229 / 4994 |
| Map Reference | MB 15 PG 50 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 20210062224 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Name | Verified Name |
|---|---|
| Address | 459 N DEAN RD # B, B, AUBURN, AL 36830-5048 |
| Document Number | 0000032301 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 3230/1 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.99% |
| Index | Other |
| Max Rate | 6.99% |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,269,303 (+4.77%) Land $2,200,000 Building $3,069,303 | $5,269,303 (+4.77%) Land $2,200,000 Building $3,069,303 | |
| 2023 | $42,676.00 (+1.01%) Homeowner's exemption | $5,029,370 (+9.4%) Land $2,147,206 Building $2,882,164 | $5,029,370 (+9.4%) Land $2,147,206 Building $2,882,164 |
| 2022 | $42,249.00 Homeowner's exemption | $4,597,126 Land $2,383,399 Building $2,213,727 | $4,597,126 Land $2,383,399 Building $2,213,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, Verizon, Wildstar Networks.
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