166 Colonial Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 166 Colonial Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,662 sqft · built 1964
Lot Size	0.336 acres (14,619 sqft)
Owner	2 Individual Names on File
Last Sale	$2,470,000 (Dec 2025)
Tax Bill	$24,591 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-01301-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-01301-0000-00011`
Alternative APNs	`1800129000000002` `180130100011`

Interior

Stories	2 Stories
Building Area	3,662 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,619 sqft (0.336 acres)
Lot Dimensions	172 ft deep x 85 ft wide

Location & Zoning

Old Parcel Number	1800129000000002
Street Address	166 COLONIAL RD
City	SUMMIT
State	NJ
Zip	07901-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	CARL AHLERS PROP
Legal Block	1301
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4023
Census Tract	37800

Owner

166 Colonial Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 5, 2025	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 7, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Sep 7, 2021 · Amount on File
Deed Document Number	202551260
Deed Book / Page	6603 / 2302
Prior Transfer Date	Sep 11, 2009
Prior Transfer Doc	0057820522
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152572775
Date	Aug 2, 2022
Book Page	15257/2775
Instrument	41221

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154362239
Date	Nov 17, 2023
Book Page	15436/2239
Instrument	58505

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 5, 2025
Property Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Document Number	0066032302
Book / Page	6603 / 2302
Instrument Date	Nov 24, 2025
Instrument	51260
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	KEY TITLE GROUP, KELLY TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,762.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 HONEYMAN RD, BASKING RIDGE, NJ 07920-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509

Mortgage

Document Number	0000085976
Date	Dec 5, 2025
Instrument	85976

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Sep 7, 2021
Property Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Document Number	0064282925
Book / Page	6428 / 2925
Instrument Date	Aug 13, 2021
Instrument	8981
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,360.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 44TH ST S, 318, BRIGANTINE, NJ 08203-1413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509

Mortgage

Document Number	0150502733
Date	Sep 7, 2021
Book Page	15050/2733
Instrument	20302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	166 COLONIAL RD, SUMMIT, NJ 07901-1509
Document Number	0143792297
Book / Page	014379 / 002297
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 COLONIAL RD SUMMIT NJ 079011509, SUMMIT, NJ 07901-1509

Mortgage

Document Number	0143792297
Date	Dec 18, 2017
Book Page	014379/002297
Instrument	650802

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 166 Colonial Rd was $24,591, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,000 (-) Land $167,900 Building $382,100	$550,000 (-) Land $167,900 Building $382,100
2025	$24,591.00 (+2.64%)	$550,000 Land $167,900 Building $382,100	$550,000 Land $167,900 Building $382,100
2024	$23,958.00
2023		$550,000 Land $167,900 Building $382,100	$550,000 Land $167,900 Building $382,100
2022	$23,556.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 166 Colonial Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Colonial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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