166 Clareon Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 166 Clareon Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2001
Lot Size	0.253 acres (11,021 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Aug 2024)
Tax Bill	$10,357 (2025)
Deeds & Mortgages	May 2021 Line of Credit Aug 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16070-001-0110`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16070-001-0110`
Alternative APNs	`28-318-16070-001-0110` `1061183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,432 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	392 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 CLAREON DR
City	INLET BEACH
State	FL
Zip	32461-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 WHITES GULFVIEW EST PB 3-46 RESUB TO WHITES GULFVIEW EST 1ST ADD PB 12-4 OR 2042-229 OR 2264-264 OR 2744-3894 OR 2837-2271 OR 2862-1452 OR 2862-1453 OR 2862-1454 OR 3334-287
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	WHITES GULFVIEW EST
Legal Block	1
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1036 TURKEY FOOT RD, LEXINGTON, KY 40502-2713
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Aug 23, 2024	Warranty Deed, Transfer MCNEESE TITLE LLC
Aug 23, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	202429767
Deed Book / Page	3334 / 287
Prior Transfer Date	Mar 21, 2011
Prior Transfer Doc	0028621454
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	166 CLAREON DR, INLET BEACH, FL 32461-7005
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 N SHINGLE LN, INLET BEACH, FL 32461-8531

Mortgage

Document Number	0031991329
Date	May 24, 2021
Book Page	3199/1329
Instrument	20210025908

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2024
Property Address	166 CLAREON DR, INLET BEACH, FL 32461-7005
Document Number	0033340287
Book / Page	3334 / 287
Map Reference	MB 3 PG 46
Instrument Date	Aug 21, 2024
Instrument	20240029767
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 N SHINGLE LN, INLET BEACH, FL 32461-8531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 TURKEY FOOT RD, LEXINGTON, KY 40502-2713

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2024
Property Address	166 CLAREON DR, INLET BEACH, FL 32461-7005
Document Number	0033340287
Book / Page	3334 / 287
Map Reference	MB 3 PG 46
Instrument Date	Aug 21, 2024
Instrument	20240029767
Transaction Type	Transfer
Record Updated	Sep 16, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 N SHINGLE LN, INLET BEACH, FL 32461-8531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 TURKEY FOOT RD, LEXINGTON, KY 40502-2713

Mortgage

Document Number	20240029768
Date	Aug 23, 2024
Instrument	20240029768

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,357.00 (+25.8%)	$1,146,290 (+14.23%) Land $705,000 Building $441,290	$1,146,290 (+14.23%) Land $705,000 Building $441,290
2024	$8,233.00 (+13.48%)
2023	$7,255.00 (+15.99%)	$1,003,488 (+25.31%) Land $450,000 Building $553,488	$1,003,488 (+25.31%) Land $450,000 Building $553,488
2022	$6,255.00	$800,817 Land $443,407 Building $357,410	$800,817 Land $443,407 Building $357,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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