Currituck County property record for 166 Charleston Dr, Grandy, NC 27939
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2,228 sqft · built 2025 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jun 2024) |
| Tax Bill | $252 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9911-68-9775 |
| Primary APN | 9911-68-9775 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,228 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Lot Area | 30,492 sqft (0.7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000170690 |
|---|---|
| Street Address | 166 CHARLESTON DR |
| City | GRANDY |
| State | NC |
| Zip | 27939-9634 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AG |
| Legal Description | CAROLINA CLUB LOT 166 |
| Legal Subdivision | CAROLINA CLUB |
| Legal Lot Number | 166 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110404 |
166 Charleston Dr, residential vacant land, is owned by an individual who bought it in June 2024.
Source: Currituck County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1308 THEODORE ST, FRONT ROYAL, VA 22630 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Dec 13, 2024 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Jun 3, 2024 | Warranty Deed, Transfer |
| Mar 4, 2022 | Warranty Deed, Transfer · Line of Credit SOUTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Mar 4, 2022 · Amount on File |
| Deed Document Number | 2024389447 |
| Deed Book / Page | 1772 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jul 9, 2026 |
| Property Address | 166 CHARLESTON DR, GRANDY, NC 27939-9634 |
| Document Number | 0000404180 |
| Book / Page | 1864 / 549 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026404180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 166 CHARLESTON DR, GRANDY, NC 27939-9634 |
| Document Number | 0000404180, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 1864/549 |
| Instrument | 2026404180 |
| Name | SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 166 CHARLESTON DR, GRANDY, NC 27939-9634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509 |
| Document Number | 0017930702 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | 1793/702 |
| Instrument | 392764 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 3, 2024 |
| Property Address | 166 CHARLESTON DR, GRANDY, NC 27939-9634 |
| Document Number | 0017720778 |
| Book / Page | 1772 / 778 |
| Map Reference | CAB C2 SL 259-265 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 389447 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $142.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1455 LAKEVIEW DR, FRONT ROYAL, VA 22630-4561 |
| Name | Verified Name |
|---|---|
| Address | 1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Mar 4, 2022 |
| Property Address | 166 CHARLESTON DR, GRANDY, NC 27939-9634 |
| Document Number | 0016830261 |
| Book / Page | 1683 / 261 |
| Map Reference | CAB F SL 363-369 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 373915 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1455 LAKEYIEW DRIVE, FRONT ROYAL, VA 22630-4561 |
| Document Number | 0000373916 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 373916 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 166 Charleston Dr was $252.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252.00 | $96,500 Land $40,800 Building $55,700 | |
| 2023 | $228.00 | $40,800 Land $40,800 | $40,800 Land $40,800 |
| 2021 | $96,500 Land $40,800 Building $55,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Charleston Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Charleston Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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