166 Bean Rd, Mc Donald, TN 37353 Property Records

Bradley County property record for 166 Bean Rd, Mc Donald, TN 37353

Property Summary

Property Type	Rural Home
Details	2 ba · 1,564 sqft · built 1955
Lot Size	101 acres (4,431,359 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 1994)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047 025.01 000`

Property Details

APN / Parcel Number

Primary APN	`047 025.01 000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,564 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,431,359 sqft (101 acres)
Terrain	Rolling
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	96 sqft
Shed	1 Shed
Shed Area	7,000 sqft
Milk House	800 sqft
Silo	1,200 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	166 BEAN RD
City	MC DONALD
State	TN
Zip	37353-5105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 2
Legal Subdivision	BEATY BEAN ROAD PROP
Jurisdiction	BRADLEY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	11301

Owner

166 Bean Rd, a rural home, is owned and occupied by two individuals who bought it in December 1994.

Source: Bradley County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 BEAN RD, MC DONALD, TN 37353-5105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 1994 · Amount on File
Deed Sale	Dec 24, 1994 · Amount on File
Deed Document Number	0000364387
Deed Book / Page	364 / 387
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	166 BEAN RD, MC DONALD, TN 37353-5105
Document Number	2595179
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	166 BEAN RD MC DONALD TN 373535105, MC DONALD, TN 37353-5105

Mortgage

Document Number	2595179
Date	May 13, 2019
Book Page	002595/000179
Instrument	5798

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 12, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	166 BEAN RD, MC DONALD, TN 37353-5105
Document Number	2595189
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	166 BEAN RD MC DONALD TN 373535105, MC DONALD, TN 37353-5105

Mortgage

Document Number	2595189
Date	May 13, 2019
Book Page	002595/000189
Instrument	5799

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 12, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 166 Bean Rd was $2,115 with an additional exemption, up 4.8% from the year before.

Source: Bradley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (+4.81%) Additional exemption filed	$171,500 (+52.38%) Land $88,550 Building $82,950	$1,440,200 Land $1,108,400 Building $331,800
2024	$2,018.00 Additional exemption filed	$112,550 (-) Land $68,400 Building $44,150
2023	$2,018.00 Additional exemption filed	$112,550 (-) Land $68,400 Building $44,150
2022	$2,018.00	$112,550 Land $68,400 Building $44,150	$450,200 (-42.75%) Land $273,600 Building $176,600
2021			$786,400 Land $609,800 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Bean Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Bean Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND UTILITIES serves 95,087 people · EPA ID TN0000117
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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