166 5th St, Clyo, GA 31303 Property Records

Effingham County property record for 166 5th St, Clyo, GA 31303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,727 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$1,928 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0422A-092-000`

Property Details

APN / Parcel Number

Primary APN	`0422A-092-000`
Alternative APNs	`0084A062000` `0422A092` `14961`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,727 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14961
Street Address	166 5TH ST
City	CLYO
State	GA
Zip	31303-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.34 AC LOTS 4 & 5
Legal Subdivision	METZGER & JAUDON
Legal Lot Number	4,5
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1012
Census Tract	30206

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 5TH ST, CLYO, GA 31303-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Sep 26, 2022	Foreclosure
Apr 29, 2022	Warranty Deed, Transfer
Aug 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 1998
Deed Sale	Jul 10, 1998
Deed Book / Page	491 / 312
Last Transfer Date	Apr 29, 2022
Transfer Doc	0002782/23
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	166 5TH ST, CLYO, GA 31303-3213
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 5TH ST, CLYO, GA 31303-3213

Mortgage

Document Number	0000002782/0000000024
Date	May 4, 2022
Book Page	0000002782/0000000024
Instrument	004582

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 26, 2022
Property Address	166 5TH ST, CLYO, GA 31303-3213
Document Number	002816/242
Book / Page	2816 / 242
Instrument Date	Sep 26, 2022
Instrument	2022-003210
Transaction Type	Foreclosure
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 29, 2022
Property Address	166 5TH ST, CLYO, GA 31303-3213
Document Number	0002782/23
Book / Page	2782 / 23
Instrument Date	Apr 29, 2022
Instrument	2022-001310
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 5TH ST, CLYO, GA 31303-3213

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 25, 2020
Property Address	166 5TH ST, CLYO, GA 31303-3213
Document Number	002618/469
Book / Page	2618 / 469
Instrument Date	Aug 25, 2020
Instrument	2020-002385
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 5TH ST, CLYO, GA 31303-3213

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,692 (+0.04%) Land $3,828 Building $43,864	$119,230 (+0.04%) Land $9,570 Building $109,660
2025	$1,928.00 (+17.49%)	$47,674 (+11.72%) Land $3,828 Building $43,846	$119,185 (+11.72%) Land $9,570 Building $109,615
2024	$1,641.00 (+22.92%)	$42,671 (+20.04%) Land $3,828 Building $38,843	$106,678 (+20.04%) Land $9,570 Building $97,108
2023	$1,335.00 (-3.75%)	$35,548 (-) Land $3,828 Building $31,720	$88,869 (-) Land $9,570 Building $79,299
2022	$1,387.00	$35,548 Land $3,828 Building $31,720	$88,869 Land $9,570 Building $79,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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