166 2nd St, Ernest, PA 15739 Property Records

Indiana County property record for 166 2nd St, Ernest, PA 15739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1904
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Dec 2023)
Tax Bill	$1,604 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-001-207`

Property Details

APN / Parcel Number

Primary APN	`44-001-207`
Alternative APN	`00045527`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,074 sqft Living Area
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 58 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045527
Street Address	166 2ND ST
City	ERNEST
State	PA
Zip	15739-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58X147.6 1 HO 1 GA
Legal Subdivision	KOVALCHICK PLAN
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2031
Census Tract	960500

Owner

166 2nd St is owned by an individual who bought it in December 2023.

Source: Indiana County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	166 THI ST, ERNEST, PA 15739
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed, Transfer · Conventional Mortgage AFFORDABLE MORTGAGE ADVISORS LLC
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	2023342220
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Dec 19, 2023
Property Address	166 2ND ST, ERNEST, PA 15739
Document Number	2023342220
Map Reference	VOL 1 PG 104
Instrument Date	Dec 4, 2023
Instrument	2023-342220
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ASSURED SETTLEMENT SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 2ND ST, ERNEST, PA 15739

Mortgage

Document Number	2023342221
Date	Dec 19, 2023
Instrument	2023-342221

Lender

Name	AFFORDABLE MORTGAGE ADVISORS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	166 2ND ST, ERNEST, PA 15739
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 2ND ST, ERNEST, PA 15739

Mortgage

Document Number	2023341230
Date	Nov 1, 2023
Instrument	2023-341230

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	142 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 166 2nd St was $1,604.

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,604.00	$72,800 Land $13,600 Building $59,200	$72,800 Land $13,600 Building $59,200
2023	$1,417.00	$72,800 Land $13,600 Building $59,200
2015			$72,800 Land $13,600 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd St

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