St. Joseph County property record for 16596 Morris Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,392 sqft · built 1930 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,000 (Sep 2026) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-080-080-00 |
| Primary APN | 009-080-080-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,392 sqft Building Perimeter |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16596 MORRIS AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 92-93 & 94. FAIRVIEW PARK ADD. SEC. 7 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW PARK ADD |
| Legal Lot Number | 92-94 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Aug 27, 2026 · Amount on Record |
| Deed Document Number | 20267505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Document Number | 0000006963 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20266963 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,492.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Document Number | 0000006964, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20266964 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 16, 2026 |
| Property Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Document Number | 0000007505 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20267505 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,492.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Document Number | 0000007506, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20267506 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023006729 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023006729 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021007106 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021007106 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16596 MORRIS AVE, THREE RIVERS, MI 49093-1488 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 1968/0629 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 1968/0629 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2029 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,500 Land $8,000 Building $124,500 | $265,000 Land $16,000 Building $249,000 | |
| 2025 | $2,075.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures