16595 Harlan Rd, Sparta, WI 54656 Property Records

Monroe County property record for 16595 Harlan Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,667 (Nov 2018)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-00532-0007`

Property Details

APN / Parcel Number

Primary APN	`040-00532-0007`
Alternative APN	`20417-19-1320007`

Exterior

Lot Area	94,090 sqft (2.16 acres)

Location & Zoning

Street Address	16595 HARLAN RD
City	SPARTA
State	WI
Zip	54656-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OF BIG CREEK MEADOWS
Legal Range	04W
Legal Township	17N
Legal Section	19
Legal Lot Number	7
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	5
Census Block	5015
Census Tract	950300

Owner

Source: Monroe County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16595 HARLAN RD, SPARTA, WI 54656-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Nov 6, 2018	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	2018676813
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	16595 HARLAN RD, SPARTA, WI 54656-2740
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000683302
Date	Oct 3, 2019
Instrument	683302

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	16595 HARLAN RD, SPARTA, WI 54656-2740
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000690910
Date	Aug 11, 2020
Instrument	690910

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	16595 HARLAN RD, SPARTA, WI 54656-2740
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000707422
Date	Apr 1, 2022
Instrument	707422

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Nov 6, 2018
Property Address	16595 HARLAN RD, SPARTA, WI 54656-2740
Document Number	0000676813
Instrument Date	Oct 31, 2018
Instrument	676813
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16595 HARLAN RD, SPARTA, WI 54656-2740

Mortgage

Document Number	0000676814
Date	Nov 6, 2018
Instrument	676814

Lender

Name	ALTRA FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
County Subdivision	Sparta Town
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (+21.27%) Homeowner's exemption	$299,400 (+5.05%) Land $35,500 Building $263,900	$443,800 (+23.59%)
2023	$4,030.00 Homeowner's exemption	$285,000 Land $35,500 Building $249,500	$359,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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