16592 Rd 1, Bluffton, OH 45817 Property Records

Putnam County property record for 16592 Rd 1, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$7,300 (Apr 2019)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-026170.0100`

Property Details

APN / Parcel Number

Primary APN	`48-026170.0100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16592 ROAD 1
City	BLUFFTON
State	OH
Zip	45817-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 24 SECOR N NE SE
Legal Range	8E
Legal Township	1S
Legal Section	24
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3000
Census Tract	30400

Owner

Source: Putnam County records · APN 48-026170.0100

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MILLSTREAM AREA CU INC
Jun 06, 2019	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Dec 01, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 24, 2019	Warranty Deed, Transfer
Apr 24, 2019	Warranty Deed, Transfer · Line of Credit GENOA BANKING CO
Apr 24, 2019	Warranty Deed, Transfer
Apr 01, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	20191367
Deed Book / Page	708 / 1438
Last Transfer Date	Jun 25, 2021
Transfer Doc	000741/119
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Transaction Type	Mortgage
Record Updated	Aug 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000758/774
Date	Jul 27, 2023
Book Page	758/774
Instrument	202300002681

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 15, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00710/0001
Date	Jun 06, 2019
Book Page	710/0001
Instrument	201900002094

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	367 Months
Due	Jan 01, 2050

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Dec 01, 2021
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Document Number	000741/119
Book / Page	741 / 119
Instrument Date	Jun 25, 2021
Instrument	202100006384
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	CLEAREDGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16592 ROAD, 16592, BLUFFTON, OH 45817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16592 ROAD, BLUFFTON, OH 45817

Mortgage

Document Number	202100006385
Date	Dec 01, 2021
Instrument	202100006385

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 24, 2019
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Document Number	00708/1438
Book / Page	708 / 1438
Instrument Date	Apr 15, 2019
Instrument	201900001367
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16592 ROAD 1, BLUFFTON, OH 45817-9302

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 24, 2019
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Document Number	00708/1432
Book / Page	708 / 1432
Instrument Date	Apr 11, 2019
Instrument	201900001365
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16592 ROAD 1, BLUFFTON, OH 45817-9302

Mortgage

Document Number	201900001368
Date	Apr 24, 2019
Instrument	201900001368

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2024

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 24, 2019
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Document Number	00708/1436
Book / Page	708 / 1436
Instrument Date	Apr 10, 2019
Instrument	201900001366
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16592 ROAD 1, BLUFFTON, OH 45817-9302

April 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	PUTNAM OH
Recording Date	Apr 01, 2019
Property Address	16592 ROAD 1, BLUFFTON, OH 45817-9302
Document Number	00708/0038
Book / Page	708 / 0038
Map Reference	VOL 635 PG 1906
Instrument Date	Mar 25, 2019
Instrument	201900001063
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 TWP RD 243, 243, FINDLAY, OH 45840

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+3.02%) Homeowner's exemption	$114,140 (-) Land $8,720 Building $105,420	$326,110 (-) Land $24,910 Building $301,200
2024	$3,245.00 (+0.46%) Homeowner's exemption	$114,140 (+33.34%) Land $8,720 Building $105,420
2023	$3,230.00 (+1.44%) Homeowner's exemption Additional exemption filed	$85,600 (-) Land $6,690 Building $78,910	$326,110 (+33.34%) Land $24,910 Building $301,200
2022	$3,184.00 Homeowner's exemption	$85,600 Land $6,690 Building $78,910
2020			$244,570 Land $19,110 Building $225,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), as of December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370304003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Amplex Electric Fiber	5,000 / 5,000
Defiance Holdings Fixed Wireless	500 / 100
Vaughnsville Telephone Company Fixed Wireless	500 / 50
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Spectrum.

Based on FCC filings for 5 locations within half a mile of this property.

Nearby Properties on Rd 1

Nearby Streets

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