16592 E 31st Ln, Spokane (Veradale), WA 99037 Property Records

Spokane County property record for 16592 E 31st Ln, Spokane, WA 99037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2026
Lot Size	0.133 acres (5,801 sqft)
Owner	Individual Name on Record
Last Sale	$434,950 (Feb 2026)
Tax Bill	$1,591 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`45254.7110`

Property Details

APN / Parcel Number

Primary APN	`45254.7110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,660 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,801 sqft (0.133 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	31 sqft
Canopy	31 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	16592 E 31ST LN
City	SPOKANE VALLEY
State	WA
Zip	99037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-25-44 SE: PONDEROSA PINES PHASE 2 PE-2104-21 (AFN 7407811) BLOCK 5 LOT 10
Legal Subdivision	PONDEROSA PINES PHASE 2
Legal Block	5
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1019
Census Tract	13001

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16592 E 31ST LN, VERADALE, WA 99037-5055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Dec 19, 2025	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Dec 19, 2025 · Amount on Record
Deed Document Number	20267472489
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 26, 2026
Property Address	16592 E 31ST LN, SPOKANE, WA 99037
Document Number	0007472489
Map Reference	VOL 46 PG 79-82
Instrument Date	Feb 19, 2026
Instrument	7472489
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	TITLE BAY TITLE COMPANY, TITLEONE A T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,964.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16592 E 31TH LN, SPOKANE VALLEY, WA 99037

Mortgage

Document Number	0007472490
Date	Feb 26, 2026
Instrument	7472490

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 19, 2025
Property Address	16592 E 31ST LN, SPOKANE, WA 99037
Document Number	0007460247
Map Reference	VOL 46 PG 31-35
Instrument Date	Dec 18, 2025
Instrument	7460247
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$18,921.12
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33455 6TH AVE S # 1, 1, FEDERAL WAY, WA 98003-6074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,591.00	$120,000 (-17.24%) Land $120,000	$120,000 (-17.24%) Land $120,000
2025		$145,000 Land $145,000	$145,000 Land $145,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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