16590 Five Point Rd, Locust, NC 28097 Property Records

Stanly County property record for 16590 Five Point Rd, Locust, NC 28097 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,574 sqft Finished Area
Lot Size	217,800 sqft (5 acres)
Garage	Attached, 470 sqft
Occupancy	Owner Occupied
Tax Bill	$1,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`559702691696`
Alternative APNs	`33872` `35097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,574 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Masonry Foundation
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached Garage
Garage Area	470 sqft Garage
Deck Area	240 sqft Deck
Porch	1 Porch
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	35097
Street Address	16590 FIVE POINT RD
City	LOCUST
State	NC
Zip	28097-8295
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 16590 FIVE POINT RD 559700161
Jurisdiction	STANLY NC
Minor Civil Division	ALMOND
Census Blockgroup	1
Census Block	1023
Census Tract	930700

Owner

Source: Stanly County records · APN 559702691696

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16590 FIVE POINT RD, LOCUST, NC 28097-8295
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Doc Number	0000377516
Record Refreshed	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	16590 FIVE POINT RD, LOCUST, NC 28097-8295
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000479097
Date	Jul 08, 2025
Book Page	1888/179
Instrument	479097

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+216.16%)	$266,937 (+32.53%) Land $79,000 Building $187,937	$266,937 (+32.53%) Land $79,000 Building $187,937
2023	$557.00	$201,414 (-) Land $50,500 Building $150,914	$201,414 (-) Land $50,500 Building $150,914
2022	$557.00	$201,414 Land $50,500 Building $150,914	$201,414 Land $50,500 Building $150,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.