1659 Zamia Ave, Boulder, CO 80304 Property Records

Boulder County property record for 1659 Zamia Ave, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,683 sqft · built 2003
Lot Size	0.045 acres (1,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jan 2011)
Tax Bill	$5,599 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1463-07-0-40-013`

Property Details

APN / Parcel Number

Primary APN	`1463-07-0-40-013`
Alternative APNs	`R0504933` `0504933`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,683 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	810 sqft
Upper Floors Area	873 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,972 sqft (0.045 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	136 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0504933
Street Address	1659 ZAMIA AVE
City	BOULDER
State	CO
Zip	80304-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 18 HOLIDAY NEIGHBORHOOD
Legal Range	70
Legal Township	1N
Legal Section	07
Legal Subdivision	HOLIDAY NEIGHBORHOOD
Legal Block	18
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1008
Census Tract	12105

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1659 ZAMIA AVE, BOULDER, CO 80304-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit VECTRA BK/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2011 · Amount on Record
Deed Sale	Jan 12, 2011 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	20113126437
Prior Transfer Date	May 27, 2009
Prior Transfer Doc	0003002647
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1659 ZAMIA AVE, BOULDER, CO 80304-2260
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003887153
Date	May 24, 2021
Instrument	3887153

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1659 ZAMIA AVE, BOULDER, CO 80304-2260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003743135
Date	Oct 17, 2019
Instrument	3743135

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1659 ZAMIA AVE, BOULDER, CO 80304-2260
Document Number	0003593216
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3811 COVENTRY LN BOCA RATON FL 334964062, BOCA RATON, FL 33496-4062

Mortgage

Document Number	0003593216
Date	May 19, 2017
Instrument	3593216

Lender

Name	VECTRA BK/CO
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,133 (+0.69%) Land $21,005 Building $38,128	$939,600 (-) Land $378,900 Building $560,700
2025	$5,599.00 (+3.94%)	$58,725 (-11.13%) Land $23,681 Building $35,044	$939,600 (-4.73%) Land $378,900 Building $560,700
2023	$5,387.00 (+4.91%)	$66,076 (+19.48%) Land $24,482 Building $41,594	$986,200 (+23.94%) Land $365,400 Building $620,800
2022	$5,135.00	$55,301 Land $19,752 Building $35,549	$795,700 Land $284,200 Building $511,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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