1659 Patton Creek Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 1659 Patton Creek Rd, Pendleton, KY 40055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1995
Lot Size	41 acres (1,785,960 sqft)
Owner	Individual Name on Record
Last Sale	$343,000 (Mar 2019)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-00-00-2A`

Property Details

APN / Parcel Number

Primary APN	`51-00-00-2A`
Alternative APN	`61544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,785,960 sqft (41 acres)

Location & Zoning

Account Number	61544
Street Address	1659 PATTON CREEK RD
City	PENDLETON
State	KY
Zip	40055-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, SHED, BARN & 40.723 AC
Legal Lot Number	2A
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	2
Census Block	2000
Census Tract	30100

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK OF MILTON
Feb 5, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS BANK OF MILTON
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	550162
Deed Book / Page	D1214 / 0140
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904

Mortgage

Document Number	0M2578/242
Date	Mar 29, 2022
Book Page	M2578/242
Instrument	683996

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	LA GRANGE, KY 40031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2488/951
Date	Feb 5, 2021
Book Page	M2488/951
Instrument	619356

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	LA GRANGE, KY 40031

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2022

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 29, 2019
Property Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904
Document Number	D1214/0140
Book / Page	D1214 / 0140
Instrument Date	Mar 27, 2019
Instrument	550162
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4710 DEER CREEK PL, 4710, SMITHFIELD, KY 40068-6808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 PATTON CREEK RD, PENDLETON, KY 40055-8904

Mortgage

Document Number	550163
Date	Mar 29, 2019
Instrument	550163

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00 (+4.73%)	$469,000 (+5.63%) Land $124,000 Building $345,000	$469,000 (+5.63%) Land $124,000 Building $345,000
2023	$5,557.00	$444,000 Land $124,000 Building $320,000	$444,000 Land $124,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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