1659 N Charles St, Belleville, IL 62221 Property Records

St. Clair County property record for 1659 N Charles St, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1903
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2022)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
APN	`08-15-0-419-033`

Property Details

APN / Parcel Number

Primary APN	`08-15-0-419-033`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
Basement Area	1,032 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	391 sqft
Carport	Carport
Carport Area	391 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1659 N CHARLES ST
City	BELLEVILLE
State	IL
Zip	62221-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMERCIAL PLACE LOT/SEC-148 A02742304
Legal Subdivision	COMMERCIAL PLACE
Legal Block	419
Legal Lot Number	148
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3015
Census Tract	501801

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1659 N CHARLES ST, BELLEVILLE, IL 62221-4928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY DEV CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20222742304
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 8, 2022
Property Address	1659 N CHARLES ST, BELLEVILLE, IL 62221-4928
Document Number	0A02742304
Map Reference	MB K PG 15
Instrument Date	Apr 6, 2022
Instrument	A02742304
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S 19TH ST, BELLEVILLE, IL 62226-7434

Mortgage

Document Number	0A02742305
Date	Apr 8, 2022
Instrument	A02742305

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

Mortgage

Document Number	0A02742306
Date	Apr 8, 2022
Instrument	A02742306

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1659 N CHARLES ST, BELLEVILLE, IL 62221-4928
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02693871
Date	Mar 31, 2021
Instrument	A02693871

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 4, 2017
Property Address	1659 N CHARLES ST, BELLEVILLE, IL 62221-4928
Document Number	00A2546347
Instrument Date	Aug 1, 2017
Instrument	2546347
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N RUBY LN FAIRVIEW HEIGHTS IL 622081315, FAIRVIEW HEIGHTS, IL 62208-1315

Mortgage

Document Number	A2546349
Date	Aug 4, 2017
Instrument	2546349

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A2546348,
Date	Aug 4, 2017
Instrument	2546348

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,127.00	$47,953 (+41.53%) Land $4,443 Building $43,510	$143,859 (+41.53%) Land $13,329 Building $130,530
2022		$33,881 Land $3,696 Building $30,185	$101,643 Land $11,088 Building $90,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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