1659 Mountain Oaks Dr, Orem, UT 84097 Property Records

Utah County property record for 1659 Mountain Oaks Dr, Orem, UT 84097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,794 sqft · built 1981
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$604,800 (Feb 2019)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-138-0003`

Property Details

APN / Parcel Number

Primary APN	`46-138-0003`
Alternative APN	`066003`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,794 sqft Living Area
Gross Area	6,613 sqft
1st Floor Area	2,267 sqft
Basement Area	2,243 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	066003
Street Address	1659 MOUNTAIN OAKS DR
City	OREM
State	UT
Zip	84097-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT B, MOUNTAIN OAKS SUB.
Legal Subdivision	MOUNTAIN OAKS SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2012
Census Tract	710

Owner

Source: Utah County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 23, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Feb 15, 2019	Warranty Deed, Transfer QUICKEN LNS
Feb 15, 2019	Quit Claim Deed, Transfer COTTONWOOD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Oct 6, 2014
Deed Document Number	201912672
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0000004958
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2026
Property Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Document Number	0000072464
Instrument Date	Aug 29, 2026
Instrument	202672464
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309

Mortgage

Document Number	0000072464,
Date	Aug 31, 2026
Instrument	202672464

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202616
Date	Dec 6, 2021
Instrument	202616:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Document Number	0000108365
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1659 MOUNTAIN OAKS DR OREM UT 840972309, OREM, UT 84097-2309

Mortgage

Document Number	0000108365
Date	Jul 28, 2020
Instrument	108365

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 15, 2019
Property Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Document Number	0000012672
Instrument Date	Feb 15, 2019
Instrument	12672
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 MOUNTAIN OAKS DR OREM UT 840972309, OREM, UT 84097-2309

Mortgage

Document Number	12732
Date	Feb 15, 2019
Instrument	12732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 15, 2019
Property Address	1659 MOUNTAIN OAKS DR, OREM, UT 84097-2309
Document Number	0000012733
Instrument Date	Feb 13, 2019
Instrument	12733
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1659 MOUNTAIN OAKS DR OREM UT 840972309, OREM, UT 84097-2309

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,365 (-42.96%)	$1,004,300 (+3.72%) Land $253,600 Building $750,700
2025	$4,241.00	$968,300 (+113.06%) Land $253,600 Building $714,700	$968,300 (+17.19%) Land $253,600 Building $714,700
2024	$4,241.00 (+22.64%)
2023	$3,458.00 (+4.66%)	$454,465	$826,300 Land $241,500 Building $584,800
2022	$3,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 66% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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