1659 Holly Dr, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 1659 Holly Dr, Gloucester Point, VA 23062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1965
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2026)
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25597`

Property Details

APN / Parcel Number

Primary APN	`25597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1659 HOLLY DR
City	GLOUCESTER POINT
State	VA
Zip	23062-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	RIVERDALE SUBD BK A LOT 8
Legal Subdivision	RIVERDALE
Legal Lot Number	8
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1012
Census Tract	100301

Owner

1659 Holly Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1659 HOLLY DR, GLOUCESTER POINT, VA 23062-2116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20263511
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 5, 2026
Property Address	1659 HOLLY DR, GLOUCESTER POINT, VA 23062-2116
Document Number	0000003511
Instrument Date	Aug 4, 2026
Instrument	20263511
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 HOLLY DR, GLOUCESTER POINT, VA 23062-2116

Mortgage

Document Number	0000003512,
Date	Aug 5, 2026
Instrument	20263512

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 31, 2020
Property Address	1659 HOLLY DR, GLOUCESTER PT, VA 23062-2116
Document Number	200004494
Instrument Date	Aug 19, 2020
Instrument	200004494
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 HOLLY DR, GLOUCESTER POINT, VA 23062-2116

Mortgage

Document Number	200004495
Date	Aug 31, 2020
Instrument	200004495

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1659 Holly Dr was $1,503, up 5.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00 (+5.25%)	$253,390 (+10.72%) Land $61,740 Building $191,650	$253,390 (+10.72%) Land $61,740 Building $191,650
2025	$1,428.00 (+5.23%)	$228,850 (-) Land $61,740 Building $167,110	$228,850 (-) Land $61,740 Building $167,110
2024	$1,357.00	$228,850 (-) Land $61,740 Building $167,110	$228,850 (-) Land $61,740 Building $167,110
2023	$1,357.00 (+4.63%)	$228,850 (+29.61%) Land $61,740 Building $167,110	$228,850 (+29.61%) Land $61,740 Building $167,110
2022	$1,297.00	$176,570 Land $50,490 Building $126,080	$176,570 Land $50,490 Building $126,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1659 Holly Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1659 Holly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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