1659 Crespo Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 1659 Crespo Dr, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,043 sqft · built 1980
Lot Size0.257 acres (11,196 sqft)
OwnerCompany Name on Record
Last Sale$1,059,000 (Sep 2000)
Tax Bill$22,428 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2026 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN350-541-12-00

Property Details

APN / Parcel Number

Primary APN350-541-12-00
Alternative APN
  • 3505411100

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area4,043 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area11,196 sqft (0.257 acres)
View / LotGood
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number3505411100
Street Address1659 CRESPO DR
CityLA JOLLA
StateCA
Zip92037-3845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-5
Legal DescriptionLOT 40 NELY 1/2 PATH CLSD ADJ WLY & ALL PATH CLSD ADJ ELY & TR 002023
Legal SubdivisionLUDINGTON HEIGHTS
Legal Tract002023
Legal Block2
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract8303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO TITLE W, CHICAGO TITLE
Mar 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Oct 21, 2025Deed of Trust, Mortgage · Commercial Mortgage
LK SECURED LENDING LLC
May 3, 2024Deed of Trust, Mortgage · Commercial Mortgage
SO-CAL CAPITAL INC
Feb 8, 2019Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Feb 11, 2019Quit Claim Deed, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Feb 8, 2019Intrafamily Transfer, Transfer
WFG TITLE COMPANY OF CA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2000 · Amount on Record
Deed SaleSep 18, 2000 · Amount on Record
Deed Document Number2000498778
Last Transfer DateFeb 4, 2019
Transfer Doc0000048716
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 16, 2026
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Document Number0000204635
Instrument DateJul 13, 2026
Instrument2026204635
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address1659 CRESPO DR, LA JOLLA, CA 92037-3845

Mortgage

Document Number0000204635,
DateJul 16, 2026
Instrument2026204635
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 CRESPO DR, LA JOLLA, CA 92037-3845

Mortgage

Document Number0000062887
DateMar 6, 2026
Instrument2026-0062887
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 CRESPO DR, LA JOLLA, CA 92037-3845

Mortgage

Document Number0000293711
DateOct 21, 2025
Instrument2025-0293711
Lender
NameLK SECURED LENDING LLC
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91360
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 1, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 CRESPO DR, LA JOLLA, CA 92037-3845

Mortgage

Document Number0000112386
DateMay 3, 2024
Instrument2024-0112386
Lender
NameSO-CAL CAPITAL INC
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2019
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Document Number0000046603
Instrument DateFeb 4, 2019
Instrument46603
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1659 CRESPO DR LA JOLLA CA 920373845, LA JOLLA, CA 92037-3845

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2019
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Document Number0000048716
Instrument DateFeb 4, 2019
Instrument48716
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1659 CRESPO DR LA JOLLA CA 920373845, LA JOLLA, CA 92037-3845

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2019
Property Address1659 CRESPO DR, LA JOLLA, CA 92037-3845
Document Number0000046602
Map ReferenceMAP 2023
Instrument DateFeb 4, 2019
Instrument2019-0046602
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 CRESPO DR, LA JOLLA, CA 92037-3845

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,790,003 (+2%) Land $1,234,981 Building $555,022
2025$22,428.00 (+8.81%) Homeowner's exemption$1,754,906 (+4.04%) Land $1,210,766 Building $544,140
2023$20,612.00 (+2.74%) Homeowner's exemption$1,686,762 Land $1,163,751 Building $523,011
2022$20,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims11 (1978–2019)
Claims Outside the SFHA7 of 11
Most Recent ClaimDec 2019 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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