1659 Cobblestone Ln, Oxford, MI 48371 Property Records

Oakland County property record for 1659 Cobblestone Ln, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,204 sqft · built 1998
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on File
Last Sale	$362,500 (Jan 2020)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P-04-14-400-030`

Property Details

APN / Parcel Number

Primary APN	`P-04-14-400-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,204 sqft Living Area
1st Floor Area	1,843 sqft
Basement Area	1,843 sqft
Unfinished Basement	1,843 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	436,471 sqft (10 acres)
Terrain	Rolling
Garage Area	1,071 sqft
Parking Spaces	4 Parking Spaces
Deck Area	36 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1659 COBBLESTONE LN
City	OXFORD
State	MI
Zip	48371-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T5N R10E SEC 14 PART OF E 1/2 BEG AT PT DIST E 1431.03 FT ALG N SEC LN & S 00-52-09 E 2479.56 FT & S 00-36-14 E 505.35 FT FROM N 1/4 COR TH S 00-36-14 E 718.89 FT TH S 89-04 43 E 609.38 FT TH N 00-55-47 W 719.00 FT TH N 89-04-43 W 605.27 FT TO BEG 10
Legal Range	10E
Legal Township	05N
Legal Section	14
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2016
Census Tract	121000

Owner

1659 Cobblestone Ln is owned and occupied by two individuals who bought it in January 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1659 COBBLESTONE LN, OXFORD, MI 48371-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGAL HOME LENDING LLC
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Deed Document Number	202015116
Deed Book / Page	53739 / 492
Prior Transfer Date	Aug 29, 2012
Prior Transfer Doc	0000194161
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1659 COBBLESTONE LN, OXFORD, MI 48371-2743
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 COBBLESTONE LN, OXFORD, MI 48371-2743

Mortgage

Document Number	0000249640
Date	Oct 28, 2021
Book Page	57032/16
Instrument	249640

Lender

Name	REGAL HOME LENDING LLC
Type	Non-Lending Institution
Address	FARMINGTON, MI 48336

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 21, 2020
Property Address	1659 COBBLESTONE LN, OXFORD, MI 48371-2743
Document Number	0000015116
Book / Page	53739 / 00492
Instrument Date	Dec 19, 2019
Instrument	15116
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1659 COBBLESTONE LN, 1659, OXFORD, MI 48371-2743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 COBBLESTONE LN, OXFORD, MI 48371-2743

Mortgage

Document Number	5373900495
Date	Jan 21, 2020
Instrument	53739/00495

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1659 Cobblestone Ln was $5,787 with a homeowner's exemption, down 37.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00 (-37.35%) Homeowner's exemption	$340,800	$681,600
2024	$9,237.00
2023		$277,840	$555,680
2021	$6,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1659 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1659 Cobblestone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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