16589 190th Pl, O Brien, FL 32071 Property Records

Suwannee County property record for 16589 190th Pl, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Dec 2020)
Tax Bill	$3,051 (2024)
Deeds & Mortgages	Aug 2022 Construction Loan Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`26-04S-12E-10720-002060`

Property Details

APN / Parcel Number

Primary APN	`26-04S-12E-10720-002060`
Alternative APN	`10720002060`

Interior

Building Area	1,538 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	10720002060
Street Address	16589 190TH PL
City	O BRIEN
State	FL
Zip	32071-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 10.00 ACRES LOT 6-BB FARMS OF 10-MILE HOLLOW UNRECORDED DESC AS FOLLOWS: COM AT THE NW COR OF NE1/4 OF SW1/4 RUN S 0 DEG
Legal Range	12E
Legal Township	04S
Legal Section	26
Legal Subdivision	FARMS/TEN MILE HOLLOW
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1063
Census Tract	970301

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16589 190TH PL, O BRIEN, FL 32071-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Construction Mortgage CAMPUS USA CU
Dec 15, 2020	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT SERVICES OF FLORIDA ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2020232739
Deed Book / Page	2231 / 77
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	FL
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 189, O BRIEN, FL 32071-0189

Mortgage

Document Number	0000257028
Date	Aug 30, 2022
Book Page	2384/165
Instrument	2022257028

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 15, 2020
Property Address	FL
Document Number	0000232739
Book / Page	2231 / 77
Map Reference	MB 305 PG 137
Instrument Date	Nov 18, 2020
Instrument	2020232739
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SE CIRCLE DR # 355, 355, MAYO, FL 32066-5022

Mortgage

Document Number	0000000080
Date	Dec 15, 2020
Instrument	2231/80

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,280 (+519.68%)	$236,829 (+540.08%) Land $42,000 Building $194,829
2024	$3,051.00 (+435.26%)
2023	$570.00 (-0.87%)	$37,000 (-) Land $37,000	$37,000 (-) Land $37,000
2022	$575.00	$37,000	$37,000 Land $37,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 190th Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures