St. Mary's County property record for 16580 McKay Rd, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,530 sqft · built 1949 |
| Lot Size | 3.35 acres (145,926 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,708 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-014773 |
| Primary APN | 01-014773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Total Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 145,926 sqft (3.35 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 544 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 014773 |
|---|---|
| Street Address | 16580 MCKAY RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | ADJUSTED PARCEL 221 PLAT 74/35 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 154, RIDGE, MD 20680-0154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2004 |
| Deed Sale | Mar 17, 2004 |
| Prior Sale | Oct 21, 1991 · Amount on Record |
| Deed Document Number | 20043057 |
| Deed Book / Page | 2235 / 362 |
| Transfer Doc | 0022350362 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,800 (+5.39%) Land $472,700 Building $111,100 | $583,800 (-) Land $472,700 Building $111,100 | |
| 2025 | $5,708.00 (+8.62%) Homeowner's exemption | $553,967 (+12.07%) | $583,800 (+18.11%) Land $472,700 Building $111,100 |
| 2023 | $5,255.00 Homeowner's exemption | $494,300 Land $410,200 Building $84,100 | $494,300 Land $410,200 Building $84,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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