1658 W 3rd St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1658 W 3rd St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,100 (May 2023)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`68-406-00-014-00`

Property Details

APN / Parcel Number

Primary APN	`68-406-00-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	12 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1658 W 3RD ST
City	ASHTABULA
State	OH
Zip	44004-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83 HUB HAR
Legal Subdivision	HUBBARD HARBOR
Legal Lot Number	83
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1004
Census Tract	601

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3905 W 49TH ST, SIOUX FALLS, SD 57106-4206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Aug 20, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	20234757
Deed Book / Page	796 / 1594
Prior Transfer Date	Jun 27, 2016
Prior Transfer Doc	0000006076
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 31, 2023
Property Address	1658 W 3RD ST, ASHTABULA, OH 44004-2805
Document Number	0000004757
Book / Page	796 / 1594
Map Reference	VOL 1 PG 35
Instrument Date	May 26, 2023
Instrument	2023-00004757
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 W 3RD ST, ASHTABULA, OH 44004-2805
Investor	Possibly a Property Investor

Mortgage

Document Number	0007961596
Date	May 31, 2023
Instrument	796/1596

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1658 W 3RD ST, ASHTABULA, OH 44004-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 W 3RD ST, ASHTABULA, OH 44004-2805

Mortgage

Document Number	0000007995
Date	Aug 20, 2019
Book Page	689/1822
Instrument	201900007995

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+70.13%)	$27,930 (-) Land $5,390 Building $22,540	$79,800 (-) Land $15,400 Building $64,400
2024	$1,443.00 (+1.48%) Homeowner's exemption	$27,930 (-) Land $5,390 Building $22,540
2023	$1,422.00 (+10.06%) Homeowner's exemption	$27,930 (+25.81%) Land $5,390 Building $22,540	$79,800 (+25.87%) Land $15,400 Building $64,400
2022	$1,292.00 Homeowner's exemption	$22,200 Land $4,170 Building $18,030
2020			$63,400 Land $11,900 Building $51,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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