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1658 Narrow Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1658 Narrow Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage3,264 sqft Heated Area
Lot Size585,882 sqft (13.4 acres)
OccupancyOwner Occupied
Last Sale$382,000 (2017)
Tax Bill$3,477.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-3N-30-0000-01102-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,264 sqft Heated Area
Gross Area4,576 sqft Gross Area
1st Floor3,724 sqft 1st Floor
Upper Floors1,582 sqft Upper Floors
Stories2 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Exterior MaterialVinyl Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area585,882 sqft (13.4 acres)
Parking Spaces2 Parking Spaces
Garage Area460 sqft Garage
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area732 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number043N300000011020000
Street Address1658 NARROW RD
CityJAY
StateFL
Zip32565-7328
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 693.66 FT OF W 868.14 FT OF SW4 OF SE4 04-3N-30W LESS RD R/W ALL AS DES IN OR 3680 PG 1788 & AS DES IN OR 4310 PG 555
Legal Range30W
Legal Township03N
Legal Section04
JurisdictionSANTA ROSA FL
Minor Civil DivisionALLENTOWN
Census Blockgroup4
Census Block4022
Census Tract10200

Owner

Source: Santa Rosa County records · APN 04-3N-30-0000-01102-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1658 NARROW RD, JAY, FL 32565-7328
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
SYNOVUS BANK
Nov 22, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2017 · Amount on Record
Deed SaleNov 22, 2017 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Doc Number0036801788
Deed Book / Page3680 / 1788
Last Transfer DateJul 28, 2022
Transfer Doc0043100555
Record RefreshedJun 08, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJul 28, 2022
Property Address1658 NARROW RD, JAY, FL 32565-7328
Document Number0043100555
Book / Page4310 / 555
Instrument DateJul 22, 2022
Instrument202244270
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyGULF WATER TITLE, GULF COAST TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address710 SCEDNIE HWY #308308, 710, PENSACOLA, FL 32503

Transferred To (Grantee/Buyer)

NameVerified Name
Address1658 NARROW RD, JAY, FL 32565-7328

Mortgage

Document Number0004310557
DateJul 28, 2022
Instrument4310/557
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 22, 2017
Property Address1658 NARROW RD, JAY, FL 32565-7328
Document Number0036801788
Book / Page3680 / 1788
Instrument DateNov 21, 2017
Instrument201748554
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,674.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2913 SANDPIPER CV, 2913, NAVARRE, FL 32566-8064

Transferred To (Grantee/Buyer)

NameVerified Name
Address1658 NARROW ROADJAY, JAY, FL 32565-7328

Mortgage

Document Number0201748555
DateNov 22, 2017
Instrument201748555
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term350 Months
DueJan 02, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,477.00 (+1.67%) Homeowner's exemption$329,312 (+3%)$521,985 (+13.98%) Land $205,785 Building $316,200
2023$3,420.00 (+2.24%) Homeowner's exemption$319,720 (+3%)$457,977 (+6.17%) Land $145,260 Building $312,717
2022$3,345.00 Homeowner's exemption$310,408$431,353 Land $127,102 Building $304,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 402 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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