1658 Monterey Rd, Florence, MS 39073 Property Records

Rankin County property record for 1658 Monterey Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,719 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$264,519 (Jul 2026)
Tax Bill	$695 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G05 000054 00020`

Property Details

APN / Parcel Number

Primary APN	`G05 000054 00020`
Alternative APN	`18237`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Adjusted Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	18237
Street Address	1658 MONTEREY RD
City	FLORENCE
State	MS
Zip	39073-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 236.18 X 220.17 X 186.51 X 173.41 X 176.56 X 161.11 X 62 IN SW4 SW4 SEC 13 & NW4 NW4 SEC 24-4-2 DB 580 PG 0141 0070789 DB
Legal Range	02E
Legal Township	04N
Legal Section	24
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	21004

Owner

1658 Monterey Rd is owned and occupied by an individual who bought it in July 2026.

Source: Rankin County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage STONE BANK
Feb 12, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 9, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Mar 9, 2017 · Amount on File
Deed Document Number	2026
Deed Book / Page	2026 / 16855
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 27, 2026
Property Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690
Document Number	2026016855
Book / Page	2026 / 16855
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690

Mortgage

Document Number	3026068650,
Date	Jul 27, 2026
Book Page	3026/68650

Lender

Name	STONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009071
Date	Feb 12, 2025
Book Page	3025/9071

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088716
Date	Nov 9, 2023
Book Page	3023/88716

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Mar 9, 2017
Property Address	1658 MONTEREY RD, FLORENCE, MS 39073-9690
Document Number	0000005186
Instrument	5186
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1658 Monterey Rd was $695 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 Homeowner's exemption	$9,900
2024	$695.00		$99,000 Land $14,500 Building $84,500
2023		$8,334
2021			$83,340 Land $14,500 Building $68,840
2019	$277.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1658 Monterey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1658 Monterey Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: C Spire Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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