1658 Apache Trl, Pegram, TN 37143 Property Records

Cheatham County property record for 1658 Apache Trl, Pegram, TN 37143

Property Summary

Property Type	Rural Home
Details	3 ba · 4,080 sqft · built 2021
Lot Size	35.6 acres (1,554,221 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (May 1997)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`011084 00320`

Property Details

APN / Parcel Number

Primary APN	`011084 00320`
Alternative APN	`084 00320`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,080 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Lot Area	1,554,221 sqft (35.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1658 APACHE TRL
City	PEGRAM
State	TN
Zip	37143-1501
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FRONTIER ACRES 539
Legal Subdivision	FRONTIER ACRES
Legal Lot Number	539
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70102

Owner

1658 Apache Trl, a rural home, is owned and occupied by two individuals who acquired it in April 2021.

Source: Cheatham County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1658 APACHE TRL, PEGRAM, TN 37143-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 15, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1997 · Amount on File
Deed Sale	May 9, 1997 · Amount on File
Prior Sale	Jun 28, 1990 · Amount on File
Deed Book / Page	413 / 703
Last Transfer Date	Apr 15, 2021
Transfer Doc	0RB 582586
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1658 APACHE TRL, PEGRAM, TN 37143-1501
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 APACHE TRL, PEGRAM, TN 37143-1501

Mortgage

Document Number	RB 6162157
Date	May 18, 2023
Book Page	616/2157
Instrument	236429

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEATHAM TN
Recording Date	Apr 15, 2021
Property Address	1658 APACHE TRL, PEGRAM, TN 37143-1501
Document Number	0RB 582586
Book / Page	582 / 586
Map Reference	CAB 2 SL 352B
Instrument Date	Apr 15, 2021
Instrument	216695
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 SHAYLA CT, FAIRVIEW, TN 37062-7202

Mortgage

Document Number	0RB 582589
Date	Apr 15, 2021
Instrument	582/589

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1658 Apache Trl was $4,045.

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 Additional exemption filed	$209,775 Land $20,975 Building $188,800
2024			$1,103,600 Land $348,400 Building $755,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1658 Apache Trl in Zone X, an area of minimal flood risk, though there have been 114 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	114 (1978–2024)
Claims Outside the SFHA	25 of 114
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 49 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1658 Apache Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROAD UTILITY DISTRICT serves 3,859 people · EPA ID TN0000582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Apache Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures