St. Joseph County property record for 16574 Barnard Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,325 sqft · built 1950 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jun 2000) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-080-026-00 |
| Primary APN | 009-080-026-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,325 sqft Building Perimeter |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Garage Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16574 BARNARD AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 34-35-36. FAIRVIEW PARK ADD. SEC 7 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW PARK ADD |
| Legal Lot Number | 34-36 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 40100 |
16574 Barnard Ave is owned and occupied by two individuals who acquired it in September 2019.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16574 BARNARD AVE, THREE RIVERS, MI 49093-2385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Jan 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Sep 24, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2000 · Amount on File |
| Deed Sale | Jun 16, 2000 · Amount on File |
| Prior Sale | Dec 18, 1995 · Amount on File |
| Deed Book / Page | 940 / 751 |
| Last Transfer Date | Sep 12, 2019 |
| Transfer Doc | 01976/0049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16574 BARNARD AVE, THREE RIVERS, MI 49093-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020006198 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020006198 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16574 BARNARD AVE, THREE RIVERS, MI 49093-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01945/0281 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 1945/0281 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 24, 2019 |
| Property Address | 16574 BARNARD AVE, THREE RIVERS, MI 49093-2385 |
| Document Number | 01976/0049 |
| Book / Page | 1976 / 0049 |
| Map Reference | LB 2 PG 10 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16574 BARNARD AVE, THREE RIVERS, MI 49093-2385 |
| Document Number | 0000197651 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 1976/51 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
The 2025 property tax bill for 16574 Barnard Ave was $1,279 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,000 Land $8,000 Building $65,000 | $146,000 Land $16,000 Building $130,000 | |
| 2025 | $1,279.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16574 Barnard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16574 Barnard Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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