1657 N 645 W, Orem, UT 84057 Property Records

Utah County property record for 1657 N 645 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,874 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$713,700 (Feb 2022)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-054-0015`

Property Details

APN / Parcel Number

Primary APN	`36-054-0015`
Alternative APN	`042774`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,874 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	937 sqft
Basement Area	937 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	639 sqft
Deck Area	Deck Area
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	042774
Street Address	1657 N 645 W
City	OREM
State	UT
Zip	84057-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, PLAT B, CENTENNIAL ACRES SUB.
Legal Subdivision	CENTENNIAL ACRES SUB
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1006
Census Tract	707

Owner

1657 N 645 W is owned and occupied by two individuals who bought it in February 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1657 N 645 W, OREM, UT 84057-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage RANLIFE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Sep 8, 2020 · Amount on File
Deed Document Number	202220721
Prior Transfer Date	Jul 25, 2006
Prior Transfer Doc	0000095459
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 16, 2022
Property Address	1657 N 645 W, OREM, UT 84057-2529
Document Number	0000020721
Instrument Date	Feb 14, 2022
Instrument	20721:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1657 N 645 W, OREM, UT 84057-2529

Mortgage

Document Number	0000020758
Date	Feb 16, 2022
Instrument	20758:2022

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 8, 2020
Property Address	1657 N 645 W, OREM, UT 84057-2529
Document Number	0000136082
Instrument Date	Sep 3, 2020
Instrument	136082:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CAPSTONE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1657 N 645 W, OREM, UT 84057-2529

Mortgage

Document Number	0000136157
Date	Sep 8, 2020
Instrument	136157:2020

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1657 N 645 W was $2,429.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,050 (-45.36%)	$551,000 (-0.65%) Land $202,800 Building $348,200
2025	$2,429.00	$554,600 Land $202,800 Building $351,800	$554,600 Land $202,800 Building $351,800
2024	$2,429.00 (+7.91%)
2023	$2,251.00 (+4.31%)	$295,845	$537,900 Land $193,100 Building $344,800
2022	$2,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1657 N 645 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1657 N 645 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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