1657 McClain St, Charleston, SC 29407 Property Records

Charleston County property record for 1657 McClain St, Charleston, SC 29407 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,299 sqft · built 1958
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (May 1990)
Tax Bill	$2,223 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`350-12-00-114`

Property Details

APN / Parcel Number

Primary APN	`350-12-00-114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,299 sqft Living Area
1st Floor Area	2,299 sqft
Fireplaces	1 Fireplace
Fireplace	Masonry

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Siding
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1657 MCCLAIN ST
City	CHARLESTON
State	SC
Zip	29407-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WAPPOO SHORES DESCRIPTION -LT 19 BLK E
Legal Subdivision	WAPPOO SHORES
Legal Block	E
Legal Lot Number	19
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2000
Census Tract	2802

Owner

Source: Charleston County records · APN 350-12-00-114

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1657 MCCLAIN ST, CHARLESTON, SC 29407-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 1990 · Amount on Record
Deed Sale	May 11, 1990 · Amount on Record
Deed Document Number	000D193662
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1657 MCCLAIN ST, CHARLESTON, SC 29407-6928
Document Number	0631/0499
Book / Page	000631 / 000499
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 02, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 MCCLAIN ST CHARLESTON SC 294076928, CHARLESTON, SC 29407-6928

Mortgage

Document Number	0631/0499
Date	Apr 18, 2017
Book Page	000631/000499

Lender

Name	BANK OF NC
Type	Bank
Address	THOMASVILLE, NC 27361-1148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,223.00 (+7.55%)	$16,800 (-)
2022	$2,067.00	$16,800	$470,000 (-) Land $195,000 Building $275,000
2020			$470,000 Land $195,000 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190028022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 312 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force 283 of 312 on primary residences
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	26 of 159
Most Recent Claim	Dec 2023, tidal / storm surge
Flood Events	Hurricane Irma (Sep 2017), 17 claims Severe Storms And Flooding (Oct 2015), 18 claims Hurricane Hugo (Sep 1989), 81 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.