1657 Earl Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 1657 Earl Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 1964
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2002)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`638-0-142-035`

Property Details

APN / Parcel Number

Primary APN	`638-0-142-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	310 sqft

Location & Zoning

Street Address	1657 EARL AVE
City	SIMI VALLEY
State	CA
Zip	93065-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4
Legal Description	TRACT: 155102 LOT: 352 REF: 038MR 031
Legal Subdivision	TRACT NO 1551 2
Legal Tract	155102
Legal Block	142
Legal Lot Number	352
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2008
Census Tract	8001

Owner

1657 Earl Ave is owned and occupied by an individual who bought it in June 2002.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1657 EARL AVE, SIMI VALLEY, CA 93065-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2002 · Amount on File
Deed Sale	Jun 4, 2002 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	2002131512
Prior Transfer Date	May 28, 2002
Prior Transfer Doc	0000131512
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1657 EARL AVE, SIMI VALLEY, CA 93065-3619
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 EARL AVE, SIMI VALLEY, CA 93065-3619

Mortgage

Document Number	0000080855
Date	Nov 10, 2025
Instrument	2025000080855

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1024 Months
Due	Mar 24, 2111

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.12%
Index	1-Year T-Bill
Max Rate	10.7%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1657 EARL AVE, SIMI VALLEY, CA 93065-3619
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 EARL AVE, SIMI VALLEY, CA 93065-3619

Mortgage

Document Number	0000075117
Date	Apr 13, 2021
Instrument	20210413-00075117

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1657 Earl Ave was $3,788 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,111 (+2%) Land $115,241 Building $172,870
2025	$3,788.00 (+1.18%) Homeowner's exemption	$282,462 Land $112,981 Building $169,481
2024	$3,744.00 (+6.45%)
2023	$3,517.00 (+1.01%) Homeowner's exemption	$271,495 Land $108,595 Building $162,900
2022	$3,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1657 Earl Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 units insured incl. 92 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1657 Earl Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Rocket Broadband, Verizon.

Nearby Properties on Earl Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures