1657 E Walnut St, Frankfort, IN 46041 Property Records

Clinton County property record for 1657 E Walnut St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,632 sqft · built 1954
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,088 (Feb 2026)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01653182,183`

Property Details

APN / Parcel Number

Primary APN	`01653182,183`
Alternative APNs	`12-10-11-258-005.000-021` `00091702296`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	1,316 sqft
Attic	Attic
Attic Area	2,632 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00091702296
Street Address	1657 E WALNUT ST
City	FRANKFORT
State	IN
Zip	46041-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-19175-00 LOT 39 & 40 KELLEY ADD 2789-3802
Legal Subdivision	THE KELLEY ADDITION
Legal Lot Number	39-40
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1011
Census Tract	950700

Owner

Source: Clinton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC
Jun 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PERSONS BANKING COMPANY
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	2026532
Prior Transfer Date	Jun 17, 2020
Prior Transfer Doc	0020202357
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231732
Date	Jun 5, 2023
Instrument	20231732

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	LEBANON, IN 46052

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Apr 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Feb 11, 2026
Property Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Document Number	0020260532
Instrument Date	Feb 10, 2026
Instrument	20260532
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717

Mortgage

Document Number	0020260533
Date	Feb 11, 2026
Instrument	20260533

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Jun 23, 2020
Property Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Document Number	0020202357
Instrument Date	Jun 17, 2020
Instrument	2020-2357
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Investor	Possibly a Property Investor

Mortgage

Document Number	0020202358
Date	Jun 23, 2020
Instrument	2020-2358

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Aug 16, 2018
Property Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717
Document Number	0020182783
Map Reference	PL 2 PG 27
Instrument Date	Aug 14, 2018
Instrument	2018-2783
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 E WALNUT ST, FRANKFORT, IN 46041-2717

Mortgage

Document Number	0020182784
Date	Aug 16, 2018
Instrument	2018-2784

Lender

Name	THE FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+9.69%) Homeowner's exemption	$188,500 (+21.85%) Land $16,300 Building $172,200	$188,500 (+21.85%) Land $16,300 Building $172,200
2024	$1,713.00 (-1.66%)
2023	$1,742.00 (+17.07%)	$154,700 (+15.28%) Land $16,300 Building $138,400	$154,700 (+15.28%) Land $16,300 Building $138,400
2022	$1,488.00 Homeowner's exemption	$134,200 Land $16,300 Building $117,900	$134,200 Land $16,300 Building $117,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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