1657 Cary Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1657 Cary Rd, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,677 sqft · built 1980
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Apr 2016)
Tax Bill$9,313 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19-26-102-016

Property Details

APN / Parcel Number

Primary APN19-26-102-016

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,677 sqft Living Area
1st Floor Area1,530 sqft
Basement Area1,530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood
Lot Area43,560 sqft (1 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1657 CARY RD
CityALGONQUIN
StateIL
Zip60102-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0011957 PT LT 9 ASSRS PLAT SEC 26
Legal Block102
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2003
Census Tract871311

Owner

Source: McHenry County assessment roll, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1657 CARY RD, ALGONQUIN, IL 60102-3414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2016 · Amount on Record
Deed SaleApr 13, 2016 · Amount on Record
Prior SaleMar 28, 2011 · Amount on Record
Deed Document Number201611957
Prior Transfer DateMar 11, 2008
Prior Transfer Doc0000018403
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1657 CARY RD, ALGONQUIN, IL 60102-3414
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004825
DateFeb 4, 2022
Instrument2022R0004825
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2042
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,313.00$134,936 (+21.46%) Land $44,517 Building $90,419$404,808 (+21.46%) Land $133,551 Building $271,257
2022Homeowner's exemption$111,091 Land $22,657 Building $88,434$333,273 Land $67,971 Building $265,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1990–2020)
Claims Outside the SFHA7 of 11
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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