1657 177th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 1657 177th Dr, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,404 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Nov 2020)
Tax Bill	$834 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`09-01S-12E-09498-040150`

Property Details

APN / Parcel Number

Primary APN	`09-01S-12E-09498-040150`
Alternative APN	`09498040150`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09498040150
Street Address	1657 177TH DR
City	LIVE OAK
State	FL
Zip	32060-9202
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG LOTS 15 & 16 BLK 4 SUWANNEE RIVER MOBILE ESTATES ORB 2183 P 296-97 WD YR 2020
Legal Range	12E
Legal Township	01S
Legal Section	09
Legal Subdivision	SUWANNEE RIVER MOBILE ESTATES
Legal Block	4
Legal Lot Number	15-16 16
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3015
Census Tract	970200

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1657 177TH DR, LIVE OAK, FL 32060-9202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 27, 2020	Warranty Deed, Transfer · Conventional with PMI GERALD V & EILEEN A FRANKLIN
Apr 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	2020231922
Deed Book / Page	2226 / 34
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 18, 2020
Property Address	1657 177TH DR, LIVE OAK, FL 32060-9202
Document Number	0000231922
Book / Page	2226 / 34
Map Reference	MB 1 PG 114
Instrument Date	Nov 13, 2020
Instrument	2020231922
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13763 92ND TER, 13763, LIVE OAK, FL 32060-6376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9380 103RD ST LOT 24, 24, JACKSONVILLE, FL 32210-9215

Mortgage

Document Number	0000000035
Date	Nov 18, 2020
Instrument	2226/35

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 27, 2020
Property Address	1657 177TH DR, LIVE OAK, FL 32060-9202
Document Number	0000225633
Book / Page	002183 / 000296
Instrument Date	Apr 24, 2020
Instrument	225633
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13763 92ND TER DOWLING PARK FL 320606376, DOWLING PARK, FL 32060-6376

Mortgage

Document Number	225634
Date	Apr 27, 2020
Book Page	002183/000298
Instrument	225634

Lender

Name	GERALD V & EILEEN A FRANKLIN
Address	17174 COUNTY ROAD 136, LIVE OAK, FL 32060-5957

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2030

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 27, 2020
Property Address	1657 177TH DR, LIVE OAK, FL 32060-9202
Document Number	0000225632
Book / Page	002183 / 000295
Instrument Date	Dec 21, 2017
Instrument	225632
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 177TH DR LIVE OAK FL 320609202, LIVE OAK, FL 32060-9202

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,162 (+7.75%)	$108,448 (+44.84%) Land $14,000 Building $94,448
2024	$834.00 (+0.85%)
2023	$827.00 (+1.85%) Homeowner's exemption	$68,827 (+3%)	$74,876 (+11.67%) Land $14,000 Building $60,876
2022	$812.00 Homeowner's exemption	$66,822	$67,051 Land $10,000 Building $57,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	31 (1980–2012)
Claims Outside the SFHA	18 of 31
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 10 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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