1656 Stitzel Rd, Elko, NV 89801 Property Records

Elko County property record for 1656 Stitzel Rd, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2018
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,143 (Jun 2019)
Tax Bill	$4,135 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-929-119`

Property Details

APN / Parcel Number

Primary APN	`001-929-119`
Alternative APN	`001-920-079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1656 STITZEL RD
City	ELKO
State	NV
Zip	89801-4879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR1
Legal Description	TOWER HILL SUBDIVISION UNIT 1 FILE 741117,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-920-079,(NO HARD COPY RECORDS, AUTOMATED
Legal Range	55E
Legal Township	34N
Legal Section	13
Legal Subdivision	TOWER HILL SUB UNIT NO 1
Legal Block	1
Legal Lot Number	119
Legal Unit	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1131
Census Tract	951401

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1656 STITZEL RD, ELKO, NV 89801-4879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 5, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2019755247
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1656 STITZEL RD, ELKO, NV 89801-4879
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 STITZEL RD, ELKO, NV 89801-4879

Mortgage

Document Number	0000858147
Date	Dec 1, 2025
Instrument	858147

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1656 STITZEL RD, ELKO, NV 89801-4879
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797725
Date	Nov 22, 2021
Instrument	797725

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 5, 2019
Property Address	1656 STITZEL RD, ELKO, NV 89801-4879
Document Number	0000755247
Map Reference	FILE 741117
Instrument Date	Jun 5, 2019
Instrument	755247
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 GREENCREST DR, 247, SPRING CREEK, NV 89815-5447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1656 STITZEL RD, ELKO, NV 89801-4879

Mortgage

Document Number	0000755248
Date	Jun 5, 2019
Instrument	755248

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,135.00	$112,939 (-1.64%) Land $24,500 Building $88,439	$322,683 (-1.64%) Land $70,000 Building $252,683
2025	$4,135.00 (+19.27%)	$114,825 (+14.07%) Land $24,500 Building $90,325	$328,071 (+14.07%) Land $70,000 Building $258,071
2023	$3,467.00 (+9.72%)	$100,663 (+16.65%) Land $15,750 Building $84,913	$287,609 (+16.65%) Land $45,000 Building $242,609
2022	$3,160.00	$86,296 Land $15,750 Building $70,546	$246,560 Land $45,000 Building $201,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 95% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Rise Broadband, Zito Media.

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