Passaic County and Wayne Township property record for 1656 Ratzer Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,722 sqft · built 1978 |
| Lot Size | 0.669 acres (29,142 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,674 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02102-0000-00008 |
| Primary APN | 14-02102-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,722 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Lot Area | 29,142 sqft (0.669 acres) |
| Old Parcel Number | 1400476000000003 |
|---|---|
| Street Address | 1656 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2102 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1656 RATZER RD, WAYNE, NJ 07470-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 26, 2012 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1656 RATZER RD, WAYNE, NJ 07470-2435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000065475 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | M16672/1 |
| Instrument | 2020065475 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1656 RATZER RD, WAYNE, NJ 07470-2435 |
| Document Number | 0000001264 |
| Instrument Date | Jul 26, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1656 RATZER RD WAYNE NJ 074702435, WAYNE, NJ 07470-2435 |
| Document Number | 0000001264 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 021623/000190 |
| Instrument | 1264 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2041 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,300 (-) Land $111,000 Building $100,300 | $211,300 (-) Land $111,000 Building $100,300 | |
| 2025 | $12,674.00 (+0.88%) | $211,300 (-) Land $111,000 Building $100,300 | $211,300 (-) Land $111,000 Building $100,300 |
| 2024 | $12,563.00 (+5.16%) | ||
| 2023 | $211,300 Land $111,000 Building $100,300 | $211,300 Land $111,000 Building $100,300 | |
| 2022 | $11,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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