1656 Plumas Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1656 Plumas Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,404 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Apr 2024)
Tax Bill	$17,212 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`210-330-730-000`

Property Details

APN / Parcel Number

Primary APN	`210-330-730-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,404 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1656 PLUMAS DR
City	LATHROP
State	CA
Zip	95330-8360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 71 RIVER ISLANDS PHASE 1B VILLAGE N TRACT 38
Legal Subdivision	RIVER ISLANDS-PH IB VILLA
Legal Tract	38
Legal Block	1
Legal Lot Number	71
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1015
Census Tract	5214

Owner

1656 Plumas Dr is owned and occupied by an individual who bought it in April 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1656 PLUMAS DR, LATHROP, CA 95330-8360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Jan 20, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Grant Deed, Subdivision Related Transfer PULTE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Document Number	202431908
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 18, 2024
Property Address	1656 PLUMAS DR, LATHROP, CA 95330-8360
Document Number	0000031908
Map Reference	MB 43 PG 102
Instrument Date	Apr 12, 2024
Instrument	2024-031908
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 PLUMAS DR, LATHROP, CA 95330-8360

Mortgage

Document Number	0000031909
Date	Apr 18, 2024
Instrument	2024-031909

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 20, 2022
Property Address	1656 PLUMAS DR, LATHROP, CA 95330-8360
Document Number	0000008275
Map Reference	MB 43 PG 102
Instrument Date	Jan 10, 2022
Instrument	2022-008275
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1656 PLUMAS DR, LATHROP, CA 95330-8360

Mortgage

Document Number	0000008276
Date	Jan 20, 2022
Instrument	2022-008276

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 21, 2020
Property Address	1656 PLUMAS DR, LATHROP, CA 95330-8360
Document Number	0000180440
Instrument Date	Nov 30, 2020
Instrument	180440
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 PLUMAS DR LATHROP CA 953308360, LATHROP, CA 95330-8360

Mortgage

Document Number	180441
Date	Dec 21, 2020
Instrument	180441

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1656 Plumas Dr was $17,212, up 4.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,212.00 (+4.26%)
2025	$16,509.00	$976,310 Land $127,344 Building $848,966
2023	$15,734.00 (+21.9%) Homeowner's exemption	$938,400 Land $122,400 Building $816,000	$894,690
2022	$12,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1656 Plumas Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1656 Plumas Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband.

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