1656 N Central Ave, Chicago, IL 60639 Property Records

Cook County property record for 1656 N Central Ave, Chicago, IL 60639

Property Summary

Property TypeApartments (5+ Units)
Details20 bd · 7,434 sqft · built 1924
Lot Size0.106 acres (4,599 sqft)
OwnerCompany Name on File
Last Sale$175,000 (Jun 2012)
Tax Bill$16,073 (2024)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN13-32-417-015

Property Details

APN / Parcel Number

Primary APN13-32-417-015
Alternative APN
  • 13-32-417-015-0000

Interior

Bedrooms20 Beds
Units19 Units
Stories3 Stories
Building Area7,434 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1925
Architectural StyleMulti-Family
Lot Area4,599 sqft (0.106 acres)

Location & Zoning

Street Address1656 N CENTRAL AVE
CityCHICAGO
StateIL
Zip60639
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Description(KEENEYS) (3RD) (NORTH) AVENUE SUB OF EH SE SEC 32-40-13
Legal Range13E
Legal Township40N
Legal Section32
Legal SubdivisionKEENEYS 3RD NORTH
Legal Block1
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2015
Census Tract250400

Owner

1656 N Central Ave, a residential property, is owned by a company that bought it in June 2012.

Source: Cook County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address3050 FINLEY RD, 300D, DOWNERS GROVE, IL 60515-1196
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2012 · Amount on File
Deed SaleJun 20, 2012 · Amount on File
Prior SaleJul 1, 1994 · Amount on File
Deed Document Number201242051
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address1656 N CENTRAL AVE, CHICAGO, IL 60639
Document Number1732146291
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3040 FINLEY RD #240 DOWNERS GROVE IL 605155714, 240, DOWNERS GROVE, IL 60515-5714

Mortgage

Document Number1732146291
DateNov 17, 2017
Instrument32146291
Lender
NamePROVIDENCE BK&TR
AddressSOUTH HOLLAND, IL 60473
Agreement
AmountAmount on Record
Term120 Months
DueNov 16, 2027
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,003 Land $8,508 Building $71,495$800,030 Land $85,080 Building $714,950
2024$16,073.00 (+8.83%)
2023$14,769.00 (+2.58%)
2022$14,397.00$70,000 Land $8,278 Building $61,722$700,000 Land $82,780 Building $617,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1656 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1656 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Central Ave

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