Stephens County property record for 1656 Fernside Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,031 sqft · built 1955 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Oct 1990) |
| Tax Bill | $774 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042G 015 |
| Primary APN | 042G 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,031 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Terrain | Gentle Slope |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 224 sqft |
| Canopy | 440 sqft |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Account Number | 759050 |
|---|---|
| Old Parcel Number | 042G 015 |
| Street Address | 1656 FERNSIDE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 88,89 & 90 C T BELL S/D |
| Legal Subdivision | C T BELL |
| Legal Lot Number | 88+ 89 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 970102 |
1656 Fernside Dr is owned and occupied by an individual who bought it in October 1990.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1656 FERNSIDE DR, TOCCOA, GA 30577-7820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 1990 · Amount on File |
| Deed Sale | Oct 4, 1990 · Amount on File |
| Deed Document Number | 0000236123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1656 FERNSIDE DR, TOCCOA, GA 30577-7820 |
| Document Number | 0011730508 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1656 FERNSIDE DR TOCCOA GA 305777820, TOCCOA, GA 30577-7820 |
| Document Number | 0011730508 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 001173/000508 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
The 2025 property tax bill for 1656 Fernside Dr was $774 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 Homeowner's exemption | $35,273 Land $6,435 Building $28,838 | $88,181 Land $16,087 Building $72,094 |
| 2023 | $653.00 (+7.22%) Homeowner's exemption | $23,956 (+17%) Land $6,435 Building $17,521 | $59,890 (+17%) Land $16,087 Building $43,803 |
| 2022 | $609.00 Homeowner's exemption | $20,475 Land $6,435 Building $14,040 | $51,188 Land $16,087 Building $35,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1656 Fernside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1656 Fernside Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
May also be available: T-Mobile.
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